• £60,000 contents cover as standard
    Our home insurance provides a standard cover limit so that you don't have to calculate the exact value of your contents, as long as you're sure it's under £60,000.

  • £1,000,000 buildings cover as standard
    We give you a standard cover limit with our home insurance, so that you don't have to calculate the exact cost of rebuilding your house, as long as you're sure it would be under £1,000,000.

  • 50% discount
    With our home insurance you get a 50% discount when you apply online and buy buildings and contents insurance together and haven't made a claim in the last 5 years. If you have made a claim you will still get a 20% online discount.

  • Alternative accommodation up to £100,000
    Our home insurance covers the cost of rent or alternative accommodation up to £100,000 when you take out our Buildings cover, or up to £18,000 when you only take out our Contents cover.

  • Business equipment up to £5,000
    Our home insurance covers your business equipment up to £5,000 including business stock up to £500.

  • Students' belongings covered
    Get full contents cover of £60,000 with our home insurance, except for theft or attempted theft from a room in a school boarding house, college or university halls of residence, where cover is limited to £2,500.

  • Valuable item limit of £12,000
    Our home insurance has a maximum limit of £12,000 for any one valuable item.

  • Contents in the garden and garden plants up to £1,000
    With our home insurance loss or damage to your contents in the garden is covered up to £1,000, and plants are covered up to £500.

  • 24/7 domestic helpline
    Gives you practical advice and access to a list of approved tradespersons to carry out home emergency repairs.


  • Essential or Plus
    Our home insurance gives you the choice of two levels of cover dependent on your needs. Essential covers the basics, but Plus gives a little more peace of mind with some accidental damage cover as standard.

  • Home assistance
    Add this to your home insurance and if there is a home emergency get up to £1,000 cover for repairs.

  • Family legal protection
    If you add this to your home insurance you will get up to £50,000 of cover for legal expenses and costs, and a 24/7 legal helpline.

  • Identity theft cover
    Choose this and your home insurance can help if your identity is stolen. You will be covered for legal fees and expenses up to £50,000 and have access to a confidential helpline.

  • Accidental damage
    Get limited accidental damage cover when you take out AXA Plus home insurance, more comprehensive accidental damage cover can also be selected.

  • Pedal cycle cover
    Add this and your home insurance will cover loss or damage to your pedal cycles up to £2,500 (£1,000 per pedal cycle) anywhere in Europe, or anywhere in the world for up to 60 days in any insurance period.

  • Personal possessions
    You can choose to add personal possessions up to £25,000 to your home insurance which would give you cover anywhere in the world.

  • Monthly payment
    Our home insurance gives you the option to pay your premium monthly.



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AXA Insurance UK plc is authorised and regulated by the Financial Services Authority. This can be checked on the FSA's register by visiting the FSA's website or by contacting them on 0845 606 1234. AXA Insurance UK plc is a member of the AXA Group of Companies, and is registered in England No. 78950. Registered Office: 5, Old Broad Street, London, EC2N 1AD. We do not offer any advice or recommendation. You will need to decide whether the products we offer are suitable for your needs. Terms, conditions, limitations and exclusions apply. Minimum premiums apply before Insurance premium tax. © Photos: Jacques Grison.