Independent travellers cover

If you like to arrange your own travel and accommodation independently, rather than booking a package holiday, make sure you check out our independent travellers cover. This will cover such things as flight cancellations, denied boarding, delayed or missed connections and loss of unused accommodation due to the insolvency of your accommodation provider, and necessary additional costs, such as extra transport or alternative accommodation.

Independent travellers cover will also cover you for up to £3,000 of cancellation cover per person if the Foreign & Commonwealth Office (FCO) advise against travelling to your holiday destination, as long as your holiday was booked before the FCO advice was issued.

Further information on why cover for independent travel can be a necessary addition to your travel insurance policy can be found below.

• The history of holiday bookings
  The traditional rights of the holiday maker when booking a package holiday.

• The changing nature of holiday bookings
  How the way we book our holidays has changed, and the effects this is having on our travel insurance cover.

• Airline passenger rights
  The rights to compensation of today's air passengers.