Who would cover your outgoings if you couldn’t?

• Are you prepared for the unexpected, such as not being able to work due to illness or injury?
• Could your family maintain their current lifestyle if you were to die prematurely?
• If you were diagnosed with a critical illness, would you want added financial stress?

It’s worth thinking about for a moment. If the answer to any of these questions is ‘no’ then you should talk to your adviser about protecting yourself, your income and your family.

There are many types of financial protection, and some may be particularly relevant to you. Wherever you are in life, you may want to discuss with your adviser how you can best prepare for life’s difficult times.