What is an ISA?

An ISA (Individual Savings Account) is a tax efficient way of investing money without you having to pay further tax on any of the profit made, withdrawals or income you take. The account itself is like a basket in which you can put different types of investment.

Anyone over the age of 18 who is resident and ordinarily resident in the UK for tax purposes, can invest in a stocks and shares ISA.

Its value can fall as well as rise & is not guaranteed which means you could get back less than you invest.

It should be considered as a medium (5-10 years) to long (over 10 years) term investment.

Tax treatments are subject to change and dependent on individual circumstances.

What types of ISA are there?

There are two types of ISA:

• stocks and shares
• cash
  
  

What ISAs does AXA offer?

• We offer a stocks and shares ISA which can hold one or more of our Funds.
• We also accept ISA Transfer In business into a stocks and shares ISA from both stocks and shares ISAs and Cash ISAs.
• We do not offer a cash ISA.
  

How much can I invest in an ISA for tax year 2010/11 and 2011/12?

You can make lump sum and regular investments provided that you do not exceed the maximum allowance amount.

The overall subscription limit for an ISA is £10,200, of which you can invest up to £5,100 into a cash ISA, and the balance or full amount in a stocks and shares ISA.
You cannot subscribe to more than one cash ISA or stocks and shares ISA in the same tax year.

From 6 April 2011 the subscription limit is £10,680, of which you can invest up to £5,340 into a Cash ISA, and the balance or full amount in a stocks and shares ISA.

How do I invest in an AXA ISA?

We recommend that you consult your financial adviser before you invest.
AXA offers a stocks and shares ISA on a wide range of investment funds, available through the following companies:

AXA Investment Managers (AXA IM) is a multi-expert asset manager, offering clients investment expertise across a broad range of asset classes.  In the UK, we offer a selection of products which provides a range of different ways for you to invest your money.
 
We have specialist teams for each expertise. Each team works closely with their own analysts, and their objective is to achieve consistent long term outperformance. Within each asset class we focus on the specific areas where we can add real value for our clients.

Visit our website to find out about our range.

Architas is a specialist investment company, created for the unique demands of today’s financial climate. In a regulated industry, the business has been specifically designed to deliver modern, customer-focused investment offerings.  

A member of the Global AXA Group, they bring multi-manager expertise to the whole company.


To find out more about Architas and the Funds available please click here.

AXA Framlington is an equity expertise within the AXA Investment Managers Group, with teams based in London and Paris.

We are primarily a bottom-up, active equity investment manager. The fundamental approach to stock selection combined with the experienced team of Fund managers focuses on long term performance delivery to our clients.

We consider the strength and depth of the AXA Framlington team to be a key competitive advantage. The vast experience of over 50 specialist Fund managers, means we are able to fully capitalise on knowledge-sharing and cross-fertilisation of ideas.

Visit our website to find out about our qualitative equity range.