Helping build stronger, healthier businesses with small business health insurance

As a small business owner, you’ve spent a considerable amount of time and money building up a solid team around you who you trust to achieve your business goals. Your people often underpin your success. When you’re busy running your business, it can be easy to forget about what would happen if you or a member of your team had to take time off work due to illness.

At AXA Health, we think that the best way for you to get the healthcare cover that’s right for your business and your budget is to let you build your plan yourself. You can choose from a range of cover options and benefits, so you only pay for the cover you need1.

Find out more about our healthcare cover today, including what is and isn’t covered.

Benefits of private healthcare cover for small businesses

Private healthcare cover can have a number of benefits for small businesses, including:

  • Attract and retain your people - Offering employee benefits such as private healthcare cover can help with employee retention and recruitment due to investment in the health and wellbeing of the team.
  • Flexible appointments - You and your team can also have greater choice and flexibility over where and when you’re treated, so you don’t have to plan your life around your appointments.
  • Health information phone line - With our small business private healthcare cover, you and your team will also have access to our 24/7 health information telephone helpline, Health at Hand.
  • 24/7 online GP service - Whichever healthcare cover options you choose you'll have unlimited access to our 24/7 online GP service AXA Doctor at Hand (powered by Doctor Care Anywhere). You can have up to 20 minute appointments, either online or phone, with a GP any time of the day, 365 days a year. Appointments subject to availability and DCA fair use policy.

Healthcare cover to suit your business

We know that every business is different, that’s why we offer a range of cover options so you can tailor your healthcare cover to suit the needs of your business and your budget.

Fit appointments around your life

Our business health insurance comes with unlimited access to our 24/7 online GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere). This gives you and your team access up to a 20 minute appointment with a GP at a time that suits you. 

Keep fit and active

You can reward your people for putting their health first with up to 40% off Nuffield Health Fitness and Wellbeing centres monthly membership² for all employees, when you take out healthcare cover. So help your team find their motivation, whether they’re training for a marathon or just getting started.

The small business guide to health insurance

If you’ve considered offering small business health insurance to your team, it’s likely that you have a lot of questions around how it works. That’s why we’ve created our small business guide to health insurance which covers off a number of frequently asked questions.

Already know what you're looking for?

Start taking care of yourself and your team today. Get a quote for our business health insurance and find out what is and isn't covered.

Keep your business fighting fit

Our Small Business Advice hub is your source of information from healthcare and employee engagement experts, to entrepreneurs and business advisors, offering you support and advice to help your business thrive.

Award-winning provider

Our Business Health plan has been rated 5 Stars by independent financial information business, Defaqto. The Defaqto 5 Star Rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s Star Rating.

* Lines are open Mon-Fri 8.30am–5.30pm. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.

1 If you are buying cover for 1-2 people only, you will need to include either the Treatment option or the Diagnostics Only option in your plan

² Discounts apply to Nuffield Health’s fitness & wellbeing gym monthly individual membership only. You must be the lead member on a current AXA Health private healthcare plan to be eligible for a 40% discount.  Employees of AXA Health clients who are not covered by an AXA Health private healthcare scheme are eligible for a 20% discount. Partners/spouses are also eligible for a 20% discount. You must provide proof of membership and/or employer. The spouse or partner must join at same time or after to be eligible. All must be 18 years old or older. As a member you will gain access to your home club (the one you select on joining) as well as many more clubs around the country, these depend on your home club and can be viewed at You must use your home site at least 50% of the time. A £35 joining fee applies to all new members to Nuffield. A £35 admin fee applies to existing Nuffield members transferring to the 40% discount offer and no fee applies to existing Nuffield members transferring to the 20% discount. Further terms and conditions apply visit