Skip to main content

Our cookie policy


We use cookies to give you the best possible experience of our website. If you continue, we'll assume you're happy for your web browser to receive all cookies from our website. See our cookie policy for more information on cookies and how to manage them.

  • Carpenters' Insurance

Like this article Tweet this article Share this article +1 this article
  • Why choose AXA business insurance for carpenters

    • We pay out on 99% of claims1
    • Tailor your cover with professional indemnity cover, public liability cover—and more
    • With cover for legal expenses, you get access to a free legal and tax helpline when you need advice
    • Gives you flexibility to change your cover as your business grows

    Already know what you need?

    Get a business insurance quote

    Need help picking cover?

    Visit our Business Insurance Wizard


    Protect your carpentry or joinery business. Get business insurance from AXA

    There’s nothing quite as fulfilling as running your own business, but we know how tough it can be—especially in your trade. Whether you work in customers' homes or business premises, you work with dangerous machinery, sharp tools, heavy items and you’re exposed to wood dust. Yet, you constantly strive to give your customers your best work. We get that; your joinery or carpentry business is your bread and butter and we want to help you protect what you’ve built.

    Whether you’re a one-man-band just starting up, or a well-established firm with a van and employees, you can tailor your cover to protect your business, equipment and clients with our flexible insurance. And if you buy online, you’ll save an extra 10%. It’s the protection you’d expect from AXA—for less.

    Carpenters’ and joiners’ insurance FAQs

    Why do I need insurance for my carpentry or joinery business?

    Accidents happen every day. No matter how careful you are, they’re often unavoidable, and you could end up having to pay out a lot of money – that’ll come directly out of your own pocket if you don’t have the right insurance. Imagine you’re fitting a staircase in a customer’s property, and you accidentally drop your drill on a wooden floor damaging it beyond repair. Your client is livid and demands compensation from you. Public liability insurance would protect you, it’ll pay the costs of the compensation for you, so you can focus on what you do best and get the job done. And, if you do have employees, you’re legally required to have employers’ liability insurance.

    Feefo service rating. See what our customers say about us - new window

    "Top service from a company that has consistently been so. Well trained people based in UK. It doesn't get any better."

    Get a quote now

    How much does carpenters’ insurance cost?

    AXA carpenters’ insurance offers you a range of cover options, which means the price will vary with what you choose. Getting the right protection is less expensive that you might think, and is easy to arrange online or over the phone.


    What insurance do I need for my carpentry business?

    With AXA, you can pick and choose from these covers to build an insurance policy that suits your carpentry or joinery business, that way you only ever pay for the protection you need.

    Employers' liability insurance

    If you employ anyone, even on a voluntary basis, you’re required by law to take this. It covers claims from staff who’ve been injured or become seriously ill as a result of working for you.

    Professional indemnity insurance

    If people rely on your professional expertise, they can claim against you if they think you’ve made a mistake or given them bad advice. It covers the legal costs required to defend you, and if it turns out you’re in the wrong, it covers your compensation payments too.

    Public liability insurance

    Protect your business against accidental injury and property damage claims made by your customers, members of the public or people you visit.

    Own tools and equipment cover

    We’ll cover you for accidental loss, theft or damage to your own tools, plant and equipment – including your work tools, as well as any machinery, trailers, site huts or caravans owned by you.

    Van insurance


    If you use a van for work we can cover you and help keep you on the road, with accident recovery, roadside repairs and a guaranteed courtesy van*. Find out more about AXA van insurance.



    1Based on AXA Business Insurance claims made between March 2017 and February 2018. Figures based on business insurance policies purchased direct through AXA Business Insurance online or over the phone.

    2Our 96% customer service rating (4.8 out of 5) is based on 4746 customer reviews on independent review system, feefo, as of Friday 9 September 2016

    *When your van is under repair by one of our Approved Repairers. Not applicable for total loss claims.

  • Our customers say...







    Based on

    Our customers’ reviews, independently moderated and managed by feefo







    Based on

    Our customers’ reviews, independently moderated and managed by feefo

    Independantly moderated by
  • Carpenters business advice

  • No Articles found
    results found
    No more articles to display