Levels of travel insurance cover
Overview
For valuable medical and cancellation cover on a budget, or the highest cover levels with the lowest excesses, AXA’s the first place to visit for quality worldwide travel insurance.
Choose from our three levels of cover to give you the protection you'd like at a great price.
Jump straight to Bronze, Silver and Gold cover levels for:
| Bronze | Silver | Gold | |
| Maximum trip length (days) | 30 | 35 | 40 |
| Minimum UK trip length (nights) | 2 | 2 | 2 |
| Excess applied per incident per person | £150 | £100 | £50 |
Limits below represent the maximum cover limit available in the event of a claim, per person
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Cancelling or cutting short your trip
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| Cancelling or cutting short your trip | £1000 | £2,500 | £5,000 |
| Pre-paid charges | £200 | £250 | £300 |
| Travel abandonment | £1,000 | £2,500 | £5,000 |
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Medical emergency and repatriation expenses
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| Medical emergency and repatriation (total) | £10,000,000 | £10,000,000 | £15,000,000 |
| Emergency dental treatment | £500 | £750 | £1,000 |
| Hospital benefit (total) | £1,000 | £1,200 | £2,000 |
| Hospital benefit (daily) |
£25 | £30 | £50 |
| Meal expenses (total) |
£100 | £150 | £200 |
| Meal expenses (daily) |
£5 | £7.50 | £10 |
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Disruption or delay to travel plans
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| Disruption or delay to travel plans (total) | £1,000 | £2,500 | £5,000 |
| Delayed departure (total) | £50 | £100 | £125 |
| Delayed departure (after 12hrs) | £20 | £40 | £50 |
| Delayed departure (for each additional 12hrs) |
£10 | £20 | £25 |
| Missed departure |
£500 | £1,000 | £1,500 |
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Personal belongings and money
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| Personal belongings and money (total) | £1,500 | £2,000 | £2,500 |
| Single item limit | £200 | £250 | £500 |
| Total valuables limit | £200 | £250 | £500 |
| Delayed baggage |
£100 | £150 | £250 |
| Important documents |
£250 | £300 | £500 |
| Personal money |
£250 | £500 | £750 |
| Cash (over 16s) |
£200 | £300 | £500 |
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Legal and liability
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| Personal liability | £1,000,000 | £1,500,000 | £2,000,000 |
| Legal expenses and assistance | £5,000 | £15,000 | £25,000 |
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Personal accident
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| Death (under 16s) | £2,500 | £2,500 | £2,500 |
| Death (16-64s) | £5,000 | £10,000 | £15,000 |
| Death (over 64s) | £2,500 | £2,500 | £2,500 |
| Loss of sights or limbs |
£10,000 | £20,000 | £30,000 |
| Permanent total disablement |
£10,000 | £20,000 | £30,000 |
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Cruise cover upgrade - optional
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| Cabin confinement (total) | £1,000 | £1,200 | £2,000 |
| Cabin confinement (daily) | £25 | £30 | £50 |
| Additional pre paid charges cover | £200 | £250 | £300 |
| Additional baggage limit |
£1,500 | £2,000 | £2,500 |
| Additional valuables limit |
£200 | £250 | £500 |
| Additional single article limit |
£200 | £250 | £500 |
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Winter sports - optional
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| Ski equipment (total) | £1,500 | £1,500 | £1,500 |
| Ski equipment single item limit | £500 | £500 | £500 |
| Ski equipment hire (total) | £300 | £300 | £300 |
| Ski equipment hire (daily) |
£30 | £30 | £30 |
| Ski Pack cover |
£500 | £500 | £500 |
| Lost lift pass |
£150 | £150 | £150 |
| Piste closure (total) |
£100 | £100 | £100 |
| Piste closure (daily) |
£20 | £20 | £20 |
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Golf cover - optional
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| Golf equipment (total) | £1,500 | £1,500 | £1,500 |
| Hire of golf equipment (total) | £200 | £200 | £200 |
| Hire of golf equipment (daily) | £40 | £40 | £40 |
| Green fees (total) |
£1,000 | £1,000 | £1,000 |
| Green fees (daily) |
£200 | £200 | £200 |
Insurance Made Simple
At AXA, we’ll always try to give you all the information you’ll need to make an informed choice on the travel insurance that’s right for you.
But if you’d like some free, independent advice on travel insurance, you can visit askciindy.com, the Chartered Insurance Institute’s ‘Insurance Made Simple’ website.
