Travel insurance policy details

Be clear on what your travel insurance includes and read our sample policy document here. Just click the link below to view, save or print information on the policy features, benefits, cover levels and limits.

This is a sample document. Please log in to your AXA Account to view your own policy document.

Travel insurance policy limits

Maximum cover limits

Limits below represent the maximum cover limit available in the event of a claim, per person:

Cover item Gold Silver Bronze
Maximum trip length (days) 40 35 30
Minimum UK trip length (nights) 2 2 2
Excess applied per incident per person £50 £100 £150

Cancelling or cutting short your trip

Cover item Gold Silver Bronze
Cancelling or cutting short your trip £5,000 £2,500 £1000
Pre-paid charges £300 £250 £200
Travel abandonment £5,000 £2,500 £1,000

Medical emergency and repatriation expenses

Cover item Gold Silver Bronze
Medical emergency and repatriation (total) £15,000,000 £10,000,000 £10,000,000
Emergency dental treatment £1,000 £750 £500
Hospital benefit (total) £2,000 £1,200 £1,000
Hospital benefit (daily) £50 £30 £25
Meal expenses (total) £200 £150 £100
Meal expenses (daily) £10 £7.50 £5

Disruption or delay to travel plans

Cover item Gold Silver Bronze
Disruption or delay to travel plans (total) £5,000 £2,500 £1,000
Delayed departure (total) £125 £100 £50
Delayed departure (after 12hrs) £50 £40 £20
Delayed departure (for each additional 12hrs) £25 £20 £10
Missed departure £1,500 £1,000 £500

Personal belongings and money

Cover item Gold Silver Bronze
Personal belongings and money (total) £2,500 £2,000 £1,500
Single item limit £500 £250 £200
Total valuables limit £500 £250 £200
Delayed baggage £250 £150 £100
Important documents £500 £300 £250
Personal money £750 £500 £250
Cash (over 16s) £500 £300 £200
Cover item Gold Silver Bronze
Personal liability £2,000,000 £1,500,000 £1,000,000
Legal expenses and assistance £25,000 £15,000 £5,000

Personal accident

Cover item Gold Silver Bronze
Death (under 16s) £2,500 £2,500 £2,500
Death (16-64s) £15,000 £10,000 £5,000
Death (over 64s) £2,500 £2,500 £2,500
Loss of sights or limbs £30,000 £20,000 £10,000
Permanent total disablement £30,000 £20,000 £10,000

Cruise cover upgrade (optional)

Cover item Gold Silver Bronze
Cabin confinement (total) £2,000 £1,200 £1,000
Cabin confinement (daily) £50 £30 £25
Additional pre paid charges cover £300 £250 £200
Additional baggage limit £2,500 £2,000 £1,500
Additional valuables limit £500 £250 £200
Additional single article limit £200 £250 £500

Winter sports (optional)

Cover item Gold Silver Bronze
Ski equipment (total) £1,500 £1,500 £1,500
Ski equipment single item limit £500 £500 £500
Ski equipment hire (total) £300 £300 £300
Ski equipment hire (daily) £30 £30 £30
Ski Pack cover £500 £500 £500
Lost lift pass £150 £150 £150
Piste closure (total) £100 £100 £100
Piste closure (daily) £20 £20 £20

Golf cover (optional)

Cover item Gold Silver Bronze
Golf equipment (total) £1,500 £1,500 £1,500
Hire of golf equipment (total) £200 £200 £200
Hire of golf equipment (daily) £40 £40 £40
Green fees (total) £1,000 £1,000 £1,000
Green fees (daily) £200 £200 £200