What's included with AXA Landlord Insurance?

With AXA Landlord Insurance, you get the core protection you need (including buildings insurance and property owners’ liability) as standard. And to make sure you get landlord insurance that suits your requirements, you can tailor your cover with a range of optional extras.

Add any of the following cover options when you get a quote:

  • Accidental damage cover – protects your property's structure, floors and fittings, so it’ll not only protect you if your tenant accidentally spills wine on your carpet, but also against things like water entering into your property if your roof leaks unexpectedly
  • Loss of rental income – many landlords rely on their rental income to make mortgage payments and cover costs, so if your property can't be lived in as a result of fire, flooding or major damage, you'll be able to claim back loss of rent
  • Contents cover – get up to £75,000 contents cover to protect any furnishings and appliances that belong to you – like, beds, televisions and white goods
  • Employers' liability insurance – if you employ someone to work on your property (like a gardener or a handyman) you’re required by law to have employers' liability cover, which protects you against compensation claims for injury, illness or disease

Optional Extras

Add any of the following cover options when you get a quote:

  • Accidental damage cover – protects your property's structure, floors and fittings, so it’ll not only protect you if your tenant accidentally spills wine on your carpet, but also against things like water entering into your property if your roof leaks unexpectedly
  • Loss of rental income – many landlords rely on their rental income to make mortgage payments and cover costs, so if your property can't be lived in as a result of fire, flooding or major damage, you'll be able to claim back loss of rent
  • Contents cover – get up to £75,000 contents cover to protect any furnishings and appliances that belong to you – like, beds, televisions and white goods
  • Employers' liability insurance – if you employ someone to work on your property (like a gardener or a handyman) you’re required by law to have employers' liability cover, which protects you against compensation claims for injury, illness or disease

1According to Verdict Financial’s UK Private and Commercial Landlord Insurance 2016 report.

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