AXA Business Insurance for Santander customers
As a Santander customer, you can get 15% off the price of your Business Insurance Policy using promo code San15*
- Choose the covers that best support your business with our tailored cover
- Change or add/remove covers from your policy at any time right from your AXA account
- Free access to a 24/7 health support line provided by AXA Health
Protect your business with this exclusive discount for Santander customers
You’ve taken the first step and started your business – but what’s next? How do you protect and futureproof your business? Protecting your livelihood starts with Business Insurance.
Get a quote online today and save 15% on your AXA Business Insurance policy using promo code San15*.
What is business insurance?
Business insurance is a policy made up of a combination of covers such as: public liability, professional indemnity, employers’ liability, and contents. There are also several optional extras you can add to your policy such as legal expenses, business interruption, tools insurance and more.
Every business is different, but with AXA you can build a policy that works for your business and gives you protection you need.
Business insurance at a glance
No two businesses are the same and which covers you need is entirely dependant on the type of businesses you run.
Below, we’ve broken down the basics of each cover we offer so you can decide which best suits what you do.
Suited to:
All businesses.
Protects you from:
Claims made by a third-party (anyone who is not an employee) for accidental injury or property damage.
Cover limits:
Maximum cover of £5 million†.
Covered for:
- Being self-employed or working from home
- Accidental injury or damage caused by your employees
- Products liability included as standard (for retail businesses)
Useful to know:
- Most public authorities will require you to have public liability before working with them
- You can get a certificate of public liability insurance to prove you’re covered
- Even businesses who aren’t in regular contact with the general public need public liability
Suited to:
Businesses who give advice or offer professional services.
Protects you from:
Claims from clients who have lost money after following your advice.
Cover limits:
From £100,000 to £5 million cover (depending on your occupation).
Covered for:
- Situations where the advice you give a client ends up costing them money
- More complex issues like break of confidentiality, defamation, breach of copyright etc
- Fraud or dishonesty by an employee
Useful to know:
- Most professional bodies require you to have this cover to become a member
- Specialist policies available for accountants and many more professions
- Certain trades can also get professional indemnity
Suited to:
Businesses who have anyone working for them in any capacity.
Protects you from:
Claims made by employees who’ve fallen ill or been accidentally injured due to their job.
Cover limits:
£10 million as standard.
Covered for:
- Full/part-time staff, self-employed contractors, temporary staff, work experience
- An employee suffering accidental injury or illness as a result of their job
- Up to 50 days’ free cover for temporary workers
Useful to know:
- Required by law if anyone works with or for you
- Employees means anyone working for you - not just full or part-time paid employees
- You can be fined £2,500 by HMRC every day that you’re not properly insured
Suited to:
Businesses who have premises with fixtures and fittings or contents.
Protects you from:
Accidental damage or theft of your business’ contents.
Cover limits:
Varies depending on the number and value of contents being insured.
Covered for:
- Accidental damage or theft
- Employees’ personal belongings as well as fixtures and fittings
- Also protects shop fronts – such as signage and windows
Useful to know:
- Suitable for all businesses that have contents – even those without premises
- Get a 30% increase in stock cover during seasonal periods, or at a time of your choice
- Contents insurance is required to take out buildings cover
Who do we cover?
Whether you're just starting out, or you've been your own boss for years – we've got the cover you need. We know small business, and can provide cover for:
Why choose AXA Business Insurance?
859k
We protect over 859,000 businesses like yours1
4.6/5 stars
Rated by 16,964 customers on Feefo2
We know small businesses – it’s our job. From the second you get a quote to the moment you make a claim, we’re here to help. And if your circumstances change and you need to amend your cover, you can do that from your AXA account.**
But don’t just take our word for it, here’s what recent customers had to say.
Very easy to navigate and set your insurance up as a first time customer! I've already recommended AXA to multiple friends who also own businesses and they have all said the same.
Joshua, Oct 2025
Great value! AXA has always offered a good value and easy option for my Business Insurance.
Iain, Oct 2025
Easy and prompt reply. All can be done easily on the website.
Gordon, Oct 2025
Did you know…
AXA customers are entitled to a variety of partner rewards!
It’s true – if you’re an AXA Business, Van or Landlord Insurance customer then you’re entitled to offers from brands like Worldpay, British Gas, Quest, PodPoint and more!
Qualifiers
* Offer ends 05/05/2026. T&Cs apply. Offers apply to new customers and for the first year only. The code applies a 15% discount to the policy when you purchase a policy online. Minimum required premium for cover applies. The discount does not apply to terrorism cover.
** Please note: While it will not cost you anything to make a change in your account, if you choose to change your covers or cover levels then this may result in a change in premium. Covers available will be dependent on your occupation. Underwritten by AXA Insurance UK plc. Terms, conditions, limitations, eligibility, and exclusions apply.
† Not all occupations are eligible for £10 million coverage, the best way to find out which level of cover you are eligible for is to get a quote. Existing customers may want to consult their policy documents.