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AXA Van Insurance for Santander customers

  • Accident recovery, roadside repairs and an uninsured driver promise as standard*
  • Guaranteed courtesy van if yours is under repair at an approved garage following an accident1
  • Pay annually with one lump sum, or with monthly instalments

Your van gets you from A to B – and when it can’t, we know that can be a bump in the road. Luckily, AXA Van Insurance is there to help get you back on track as soon as possible.

What is van insurance?

If you’re in an accident, or your van gets stolen, van insurance helps you get the help you need to repair or replace your van. Plus, you’ll also get a courtesy van so that you can get back to business with little fuss.

Van insurance is a legal requirement and with AXA, on top of your standard cover you’ll also be covered for things such as accidental damage, injury, theft and more.

Van insurance at a glance

No two businesses are the same and which covers you need is entirely dependent on the type of businesses you run.

Below, we’ve broken down the basics of each cover we offer so you can decide which best suits what you do.

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Suited to:
Anyone who has a van

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Covered for:

  • Your legal liability for injuries caused to other people or damage to their vehicle or property
  • Accident recovery, loss or damage to your van
  • Loss of your van keys or misfuelling your van
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Useful to know:

  • It’s illegal to drive your van without valid van insurance
  • For someone else to be covered for driving your van they must be a named driver on the policy

What does van insurance cover?

Our Van Insurance covers you for:

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Injury to other people or damage to their vehicles or property

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Medical expenses (up to £250)

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Broken windows and windscreens

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Loss or theft of your keys (up to £500)

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93 days’ EU travel

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Loss or damage to your van, including by fire or theft

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Personal belongings (up to £250)

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Cover if you put the wrong fuel in your van

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Guaranteed courtesy van if your van is stolen or damaged

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Minimum cover to legally tow a trailer

What types of van are covered?

AXA Van Insurance is suitable for small commercial vehicles up to 3.5 tonnes GVW. We can cover vans, tippers, double/crew cabs and pickups but other types of vehicle such as mobile snack bars, motor homes and camper vans can’t be insured under this policy.

What will I need to get a van insurance quote for my business?

There are a few details you’ll have to have to hand in order to get a van insurance quote with us. These include;

  • Your personal details and driving history.
    For example, how long you’ve had your license and what kind of license you have.
  • Van details and registration.
    We’ll need to know the age and value of the van, the type of van or pick-up you have, the number of seats, the date when you bought it and any security features it may have. You’ll alsoneed your estimated annual mileage, and the address where the van will be kept overnight.
  • Driver details.
    We’ll need each driver’s name, date of birth, occupation and driving history, including any claims and motoring offences they’ve had.
  • No claims discount.
    You might be able to transfer over any no claims discount you have with your current van insurer. Before you get a quote, find out how many years’ discount you have and think about whether you’d like to protect the discount if you make a claim.

Looking to insure multiple vans with us?

You can insure multiple vans with us. However, please bear in mind that our van insurance policy is only able to cover one vehicle at a time, meaning you will have to take out a separate policy for each of your vehicles. You will still be able to see and manage all of van policies in the one shared account space.

Though we can’t cover all your vans one policy, we may be able to offer a multi-vehicle discount on any additional policies you take out with us. We may also be able to mirror any no claims discount you’re earning on your current van to a new van you buy.

Please note, this feature is only available offline. If this is something you need, please get in touch with us and an advisor will be able to help.

Some things to know before you get a quote

We’ve made it as easy as possible for you to get a quote quickly and easily, but in some circumstances, we still might not be able to offer you a quote. For example, we won’t be able to insure your van if you, or any of the van’s drivers;

  • Are under 25 years old
  • Are over 75 years old
  • Don’t have a valid full or provisional UK driving license
  • Aren’t a permanent UK resident
  • Have had any previous insurance policy declined, cancelled, or declared void

If you’re getting a policy for a van used in connection with your business, we won’t be able to insure you if yourself, any principals, partners or directors have been;

  • Declared bankrupt
  • Been subject to any bankruptcy proceedings or any form of insolvency or winding-up procedures
  • Prosecuted or served prohibition order under health and safety legislation
  • Disqualified from a directorship of any company
  • If you don’t, don’t worry – we may still be able to help you. To see if we can give you a quote that meets your needs,

Qualifiers

*As long as we can trace and identify the driver.

1We guarantee a small courtesy van, which may not necessarily be a like for like replacement. We won’t supply one in the event of a total loss or a theft without recovery. The repair must take place at one of our approved repairers.