Professional indemnity insurance

*10% of our customers paid this or less between July and September 2025.

You work hard, that’s why AXA make it easy to buy business insurance.

If you provide your advice to clients, or offer other types of professional services, then professional indemnity could help safeguard you and your business. Because no matter how careful you are, mistakes happen. Protecting yourself against claims is easy when you choose to safeguard your livelihood with AXA.

What is professional indemnity insurance?

Professional indemnity insurance protects your business against claims made by your clients if they lose money because they followed your advice or due to negligent services you’ve offered.

Although professional indemnity insurance isn’t a legal requirement, not having it could mean that if something does go wrong for a client following your advice, your business could be responsible for the legal fees, expenses, compensation costs or other costs incurred in your defence.

It’s also worth noting that the majority of professionally accredited bodies and associations in the UK require their members to have professional indemnity insurance to be considered.

Who usually needs professional indemnity insurance?

Professional indemnity is typically only required by businesses that offer advice or professional services. For example:

• Management consultants
• Software developers
• Telecommunications consultants
• Training consultants
• Web designers

Occasionally some trades will need this cover to protect them if they offer things like design services.

Your business is your livelihood – futureproof it today with AXA Business Insurance

We’re committed to helping businesses thrive – today, tomorrow and every day after.

*10% of our customers paid this or less between July and September 2025.

¹Rated 4.6/5 based on 19,163 total reviews. Figure accurate as of 10/09/2025.