Do I need business insurance as an architect?

As an architect, precision is key. But, despite your attention to detail, accidents can still happen. Therefore, business insurance is an important precaution, to protect you against claims for financial losses that have been caused by the services or designs and drawings that you’ve has provided.

With architects insurance from AXA, you can tailor make your cover to ensure that you’re protected in the event of claims for financial loss caused by a breach of professional duty, accidents and injuries related to your business. We can also off protection for your business contents and legal expenses.

What is professional indemnity insurance?

Professional indemnity insurance is the foundation for most architects’ insurance. While you do all you can to prevent mistakes in your work, this isn’t always possible. Sometimes something as small as an incorrect measurement or a piece of bad advice can cause your clients to suffer financial loss.

With AXA professional indemnity insurance, we’ve got you covered against these types of claims. With your choice of cover level and payments for defence costs and compensation bills in the event of a claim, we’ve got your back.

When should I get architects insurance?

As an architect, from day of consulting for clients, your business will need protecting against claims. You never know when something could go wrong with a client, so the sooner you are protected, the better.

No business is too small to get protection with AXA. We insure business of all sizes, so it’s never too early to make sure your business is protected. Ready to get things sorted?

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What kind of insurance do I need as an architect?

Our business insurance can offer you cover on a variety of levels to ensure your business is always protected. Choose from:

Professional indemnity insurance is the backbone of most business insurance policies for architects as it protects you in the event that a client loses money as a result of negligence in your advice, services or design.

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Public liability insurance offers you cover against accidental injury in the workplace, or if someone’s property is damaged due to your business’ activities or products. We’ll cover you for up to £5 million as standard under our policy, as well as £250 court attendance per day to defend any claims made against you.

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Business equipment insurance is an added cover that offers you protection for laptop, mobiles and other essential technology or equipment you might need to carry out your work. So, whatever your equipment you need to help you do your best work, you can protect it with this add-on.

How much does architects’ insurance cost?

When it comes to the cost of your insurance, there’s no one size fits all. There are many factors that go into determining the price you pay – from the type of work you do, to the number of staff you have, or the equipment you need to protect.

Our cover is tailored to your business’s needs, meaning you’ll only ever pay for the cover you need. The quickest way to find out your price? Get a quote online today.

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What insurance do I need as an architect?

With AXA, you can pick and choose these covers to build an insurance policy that suits you, that way you only ever pay for the protection you need.

Professional indemnity insurance

Up to £5m to protect advice and recommendations you provide.

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Public liability insurance

You’re responsible for the welfare of every customer or visitor. Public liability keeps you covered for up to £5 million if a member of the public is injured or their property gets damaged while dealing with your business.

Find out more about public liability insurance

Business equipment insurance

Cover for mobiles, laptops or other computers you use.

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Legal expenses insurance

£1 million cover for specialist legal support, a 24/7 legal advice helpline and specialist options – simply add to any of our core covers for additional protection.

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