Professional services insurance

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Insuring your business is easy with AXA

You can choose the insurance that's right for you in minutes – and you’ll also get a 10% online discount. We also give you a choice of optional cover extras and the support of a claims service that has won awards for the quality of its responses.

  • Accountants and financial advisers
  • Architects and engineers
  • Business consultants
  • Creative, designers and entertainers
  • IT Consultants (such as web designers, graphic designers and PR consultants)
  • Property managers and surveyors 

Accountants and financial advisers

Accountants like you take pride in their accuracy. You need to be sure every pound is in the right place. Mistakes can happen, however – and could leave you with unhappy clients, ombudsman investigations and worse.

  • Professional indemnity insurance – our accountants insurance is tailored to businesses like yours and, if you are a member of one of the Institutes of Chartered Accountants, it's been approved by your professional body.
  • Public liability insurance – have visitors or call on your clients in their homes? Simple things like a trip over your stair carpet or your car damaging a client’s garden verge can lead to huge claims.
  • Employers’ liability insurance – if anybody works for your accountancy business – and that includes full and part time staff, freelancers, trainees or volunteers – you need to have employers' liability insurance. It's required by law.
  • Equipment and illness – buy a business policy and you’ll have the opportunity to add cover for your office equipment. You can also get personal accident cover, in case illness or injury dramatically affects your income.

Accountants (including members of ICAEW, ICAI, ICAS, ACCA, CIOT or ATT) • Auditors • Bookkeepers • Tax consultants

Architects and engineers

Architects like you build the world we live in. So when a mistake is made, the results could be catastrophic. Our architects insurance is tailored to businesses like yours and, if you are a member of RIBA or RIAS, it's been approved by your professional body.

  • Professional indemnity insurance – with AXA, you can choose the cover level you need and get a quote online in minutes. We can also cover work you’ve carried out in the past.
  • Public liability insurance – there's an element of danger in any work which takes you – and clients in your care – to construction sites. But even if you never venture out of your own office, you can still be at risk of a claim from visitors.
  • Employers’ liability insurance – if someone you are directly responsible for is injured as a result of working for you, you need to be sure they are properly looked after – and ensure your business is not harmed too. Get protection and peace of mind with AXA employers' liability insurance.
  • Equipment and illness – buy a business policy and you’ll have the opportunity to add cover for your office equipment. You can also get personal accident cover, in case illness or injury dramatically affects your income.

Architectural surveyors (construction and property) • Architects • Civil engineers • Draughtsmen • Interior designers • and more

Business consultants

AXA business insurance for consultants puts you in control. You can select the company insurance, cover levels and excesses that are right for you – and you could save money at the same time.

  • Professional indemnity insurance – making recommendations for other people’s businesses requires a high level of expertise. But what may work well for one company could result in unexpected losses for another. With us, you’ll have up to £5 million cover to rely on.
  • Public liability insurance – if the unthinkable should happen, and someone's hurt while they're visiting you or you're visiting them, you need to be covered.
  • Employers’ liability insurance – if anybody works for your management consultancy – and that includes full and part time staff, freelancers or volunteers – you need to have employers' liability insurance. It's required by law.
  • Equipment and illness – buy a business policy and you’ll have the opportunity to add cover for your office equipment. You can also get personal accident cover in case illness or injury affects your income.

Business consultants • Catering consultants • Design consultants • Health & safety consultants • Lifestyle consultants • Management consultants • Recruitment consultants • Training consultants

Creative, designers and entertainers

AXA covers a wide range of creative, design and entertainment companies – including photographers, party planners, writers and many more. Our policies are simple to arrange and manage online.

  • Professional indemnity insurance – a single mistake in print or during an event can lead to an unhappy client and large compensation claims. With us, you’re covered for legal defence and compensation costs as standard. You’ll also have the option of defamation and breach of copyright cover.
  • Public liability insurance – it’s likely you often have to meet with clients to pitch ideas – and work closely with them to provide solutions. But things may not always go according to plan. Even minor injuries and property damage claims can be ruinous. With this cover, you're protected if accidents happen.
  • Employers’ liability insurance – if anybody works for your creative, design and entertainment business – and that includes full and part time staff, freelancers or volunteers – you need to have employers' liability insurance. It's required by law.
  • Equipment – choose any of the above policies and you’ll also get the chance to cover your business for loss of income due to illness and protect your valuable work equipment.  

Art therapists • Actors • Artists • Bookbinders • Composers • Costume designers • Dancers • Designers • Entertainers • Events managers • Illustrators and animators • Musicians • Party planners • Potters • Sculptors • Writers 

IT Consultants

As an IT consultant providing specialist advice, your skills are in demand. But one mistake in your work could lose irreplaceable data or even prevent a company from trading for a number of days. Inadvertently damage a client’s or your own equipment, and you could also end up out of pocket.

  • Professional indemnity insurance – with us, you get business protection you can rely on. You’ll have up to £5 million cover for legal defence and compensation costs if a claim is made against you.
  • Public liability insurance – damage something that doesn’t belong to you, like a client’s server for example, and you could be liable to replace equipment and pay for any losses suffered by the company. Public liability insurance covers you if accidents happen.
  • Employers’ liability insurance – if anybody works for you – and that includes full and part time staff, freelancers or volunteers – you need to have employers' liability insurance. It's required by law.
  • Equipment and illness – for many IT consultants, cover for loss or damage of vital business equipment is a must-have. Just as important can be personal accident cover, in case illness or injury affects your business and income.

Computer engineers • Consultants • Games designers • Programmers • Software developers • Systems analysts • Website designers

Property managers and surveyors

For most people, their home is the most important purchase they'll ever make – so they rely on businesses like yours for expert help. Make a mistake or cause damage by accident, and they're likely to make a claim against you.

  • Professional indemnity insurance – we cover you for costs related to defending a claim against your company – plus any compensation you need to pay to settle it.
  • Public liability insurance – causing even the most minor injuries or property damage can now lead to major claims for compensation. With AXA public liability insurance you know you're protected if accidents happen.
  • Employers’ liability insurance – if someone is injured as a result of working for you, you need to be sure they are properly looked after. This cover does just that – and it’s a legal requirement.
  • Equipment and illness – For many estate agents, property professionals and surveyors, cover for loss or damage of vital business equipment is a must-have. Optional extras can be added to your business insurance when you get a quote.

Estate agents • Estate managers • Interior designers • Property professionals • Surveyors