*10% of our customers paid this or less between April and June 2019.

What is business insurance?

Business insurance is cover you take out to protect the people, equipment and possible damages associated with your business.

With AXA, you can choose the insurance that fits your business. Whether you’re a one-man-band or an established set-up, if you’ve worked hard to build your business, you’ve got something to protect.

You never know when accidents will happen – from flood damage to stock, injury to a client visiting your premises or advice you’ve given that results in a financial loss.

Get the right cover for your business

AXA Business Insurance is designed to keep your business running, whatever lies ahead.

We provide cover to:

  • Small-medium sized businesses
  • Sole traders
  • Self-employed people

With us, you can tailor your cover to meet your needs – and save an extra 10% when you buy online. It’s the protection you’d expect from AXA – for less.

What level of business insurance do I need?

It depends on the kind of business you have, and the type of insurance you choose to purchase.

If you’re confused about what to choose, then why not look at our Business Insurance Wizard?

By answering four quick, easy, questions about the size of your company and the kind of work you do, we’ll point you towards the type of insurance that could be right for your business.

Add public liability insurance, and it’ll keep you covered against damage to property or accidental injury to customers, visitors or people you visit.

Give advice or expertise for a living? Professional indemnity insurance will cover you for compensation payments and defence costs if a client thinks you’ve made a mistake or given bad advice (that’s resulted in a financial loss) or makes a claim against you.

Employers’ liability offers protection against work-related injury claims that place blame at the fault of the employer – whether that’s through not providing correct equipment or insufficient training. If you have staff, it may be required by law.

Got stock to cover? Whether your shop is online or on the high street, our contents insurance will protect you.


What insurance could I need for my business?

Public Liability

Protect your business against accidental injury and property damage claims from your customers, visitors or people you visit.

Professional indemnity

Protects you from compensation payments and defence costs if a client thinks you’ve made a mistake or given bad advice (that's resulted in a financial loss) and makes a claim against you.

Employers’ liability

Covers you against work-related injury or illness claims from employees. And in most cases, if you have someone working for you, it’s required by law.

Contents insurance

Whether your shop is online or on the high street, we’ve got you covered with our contents insurance for businesses.

Is business insurance a legal requirement?

In some cases, it can be. If your business has staff – even if they’re voluntary, apprentices, temporary or part-time workers – then employer’s liability is a legal requirement in most cases.

How much does business insurance cost?

There’s no set price for ‘business insurance’. It totally depends on the size, type and industry of the company – so it varies from person to person.

Keen to find out how much it would cost to keep your business safe? Get a quote online.

Can I get business insurance before registering my business?

Yes, you can. You can get business insurance before you’ve started trading – and before you have even registered your business.

We don’t need your company registration number or any business registration information. All we need are details on your business address, trade type and your actual/projected turnover.


Why choose AXA Business Insurance?


businesses protected

We protect over 600,000 businesses like yours1


claims paid

We pay out on 99% of claims2


customer service rating

We’ve got a 92% customer satisfaction rate on Feefo3

“The support was there from day one - which was brilliant, as we didn’t know how to claim. How does it work, are we going to get out of pocket? But we never felt that. We had more than enough information and they wanted to help.”

When the windows of Roz's gift shop Paper Ribbons were smashed, AXA helped her through the claim process - meaning she got back to trading in no time at all. 

Want to talk?

From general questions to urgent support, our expert team are on-hand to help. Get in touch by phone, live chat or email.

About us

At AXA Business Insurance, we give you the protection you need to grow your business, which is reflected in our Feefo customer service score of 4.6 out of 5 based on 8016 reviews as of 28 February 2019. We offer business insurance online to sole traders, self-employed people and small and medium-sized businesses, as well as landlord and van insurance – for business or personal use.

1 Based on the number of businesses insured by AXA across the UK and Ireland as of December 31 2015.

2 Based on AXA Business Insurance claims made between July 2018 and June 2019. Figures based on business insurance policies purchased direct through AXA Business Insurance online or over the phone.

3 Our 92% customer service rating (4.6 out of 5) is based on 8016 customer reviews on independent review system, feefo, as of 28 February 2019.

Lines are open Monday to Friday, 8am to 8pm; and Saturday, 9am to 2pm. Calls may be recorded and monitored. Terms conditions, eligibility and exclusions apply.

Underwritten by AXA Insurance UK plc. Terms, conditions, limitations, eligibility and exclusions apply.