*10% of customers paid this or less, 1 Apr – 30 Jun 2019

1Data relates to personal Motor insurance claims for policies underwritten by AXA Insurance UK plc from May 2018 to April 2019 inclusive.

2included in AXA comprehensive car insurance quotes only.

3All repairs carried out by our approved repairers are guaranteed throughout the time that you own your car

AXA has been awarded the Feefo Gold Trusted Merchant accolade for 2019.

"The Trusted Service award has always been about recognising those companies that excel beyond the norm."

Feefo CEO, Matt West

Just some of the benefits of AXA Car Insurance


  • Our uninsured driver promise gives you extra peace of mind We promise to put things right if an uninsured driver causes damage to your car – plus we’ll give you back any excess and you won’t lose any No Claims Discount*

  • Keep on the move with our courtesy car cover We'll give you our standard courtesy car to use whenever your car is with our approved repair network. For even more peace of mind, if your car is stolen or written off, you can rely on a courtesy car from us for up to 14 days.^

  • Lifetime guarantee on repairs gives you quality you can rely on Our approved nationwide network will be ready to help following a car insurance claim. What's more, any repairs they do for you are guaranteed for as long as you own your car. That's AXA quality you can rely on, for life.

  • Wrong fuel cover, plus lots more

    Wrong fuel cover comes as standard with comprehensive car insurance, as well as 90 day European cover, lost key cover and child car seat cover.


*You will need to provide the make, model and registration number of the other car in the event of a valid claim.

^Subject to availability following a valid claim. Standard 3 door 1 litre manual car provided until repair completed by our approved repairer or up to 14 days if the car has been declared a total loss. Terms, conditions, exclusions and limitations apply.

Terms, conditions, exclusions and limitations apply. Full details in the policy wording.

Get AXA's multicar discount

Wouldn’t it be great to have the reassurance of AXA looking after all the cars in your household?

If you’ve got more than one car registered at your home address, then you could save up to 15% with our MultiCar insurance. Find out how much you could save with AXA MultiCar.


Fancy an upgrade?

Need more cover? AXA offer a range of optional extras including legal cover to give you extra layers of protection. Choose from our range of optional extras below.

Courtesy car upgrade

If you lose the use of your car due to a valid car insurance claim, we’ll ensure your hire car is a similar size to your own car.

Protected no claims discount

By adding no claims discount protection to your car insurance, you can have one claim in a year, or two claims in a three-year period without affecting your no claims discount.

Breakdown cover

Keep your family safe and not left stranded by the roadside with one of our breakdown products. Choose from: Roadside, Rescue, Rescue & Home Assist and European.

legal services
Legal expenses

If you were in an accident that wasn’t your fault, you could get up to £100,000 in legal cover.

plaster crutch
Personal injury and rehabilitation

Get up to £100,000 if you are injured in your car—even if the accident was your fault. It's reassuring financial support that could make a big difference to you and your family.

Making claims clear

AXA is committed to making claims clearer. We paid over 99.7% of customers’ car insurance claims in the last year.

7.4% of our car insurance policy holders needed to make a claim in the last year, with an average claim pay out of £5,323

We are committed to paying car insurance claims and getting our customers’ lives back to normal as quickly as possible.

Find out about the most common situations why a claim might not be paid here

Data relates to personal Motor insurance claims for policies underwritten by AXA Insurance UK plc from May 2018 to April 2019 inclusive.

Car insurance policy types explained

It can sometimes be confusing trying to understand just what kind of car insurance you need. Essentially, there are three types of car insurance required by law. And you can choose between fully comprehensive, third-party and third-party fire and theft – the minimum cover being third party.

Here we’ll explain the difference between these types of cover.


Taking out third-party only will insure you against damage to other vehicles, people or property that you might harm in an accident that was your fault. But, it doesn’t cover your own car, or you. So, say if you were to crash into someone’s property, third-party insurance would cover the repair of the building, but not your car.

Third-Party, Fire and Theft

Third-party, fire and theft does all of the above, but it also protects your car if it was damaged due to a fire or stolen.

Fully Comprehensive insurance

This covers everything that third-party and third-party fire and theft does, but, it also covers you for many more eventualities and includes both you and your vehicle. So, if you were to be in an accident that was your fault, fully comprehensive cover would protect you from any third-party claims, and any repairs to your car including the value of it if it’s written off.

Still not sure? Check out what cover levels we offer for Comprhensive and Third Party, Fire and Theft and compare them here.

Home Insurance

Whether you’re looking for home contents insurance or buildings insurance, or a combination of the two, you’re in safe hands.

Travel Insurance

AXA already looks after millions of people around the world. With our travel insurance we can take great care of you too.