If your car is stolen, or it’s damaged by theft or fire, we’ve got you covered. With AXA car insurance we’ll repair or replace your car following any of these events.
If you have an accident while driving and damage someone else’s car, or their property, we’ll pay out to cover the car repair costs and fix the damage — when searching for the best car insurance for you, make sure to check your cover includes your top concerns.
If you injure someone else while driving, we’ll pay out to cover the costs to help them during their recovery.
We’ll pay out up to £1,000 to repair or replace the audio and sat-nav equipment in your car if it’s stolen, or damaged by theft or fire.
We’ll pay out up to £300 to repair or replace any child car seats in your car, if they’re stolen, or damaged by theft or fire.
Choosing your car insurance
Product
AXA Plus Car Insurance
AXA Car Insurance
Product description
Premium cover level for your peace of mind
For your essential needs
Defaqto rating
Feature
Lifetime guarantee on repairs made by our approved repairers
When deciding your price, we'll consider things like your age, address, occupation, car details and any previous claims or convictions, so your quote may be higher or much lower than the average.
There’s plenty you can do to reduce the cost of car insurance. For example, you might choose to pay annually instead of monthly, so you don't need to pay interest.
As for reducing your car insurance quote, can you improve the car's security by keeping it on a driveway or in a garage instead of on the street?
It's important to make sure you're fully covered for everything you need, so make sure to list the most up-to-date and accurate information on your quote.
This depends on how you pay for your insurance. If you pay annually, there's no need to carry out a credit check. However, if you pay monthly, a credit check will be carried out to set up a credit agreement. A record of this search will remain on your credit file.
It can. But we don't offer this cover to drivers under 25, or people in certain occupations.
If your car insurance policy provides cover for you to drive other cars (you must check section 5 of your certificate of motor insurance to see if you have it) then you'll be protected, provided:
You don't own or haven't hired the car under a hire purchase or lease hire agreement
There's valid cover for the car under another insurance policy
You have the owner's permission to drive the car
It's being driven in Great Britain
You have the owner's permission
You're using the car for the purposes stated on your certificate of motor insurance
Yes. It'll save you money, so you'll want to keep it safe.
If you qualify for it, then you can add No Claims Discount protection when you buy a new car insurance policy or renew your insurance. And if you forget, you can add it up to 30 days afterwards.
It'll allow you to make one claim in one policy year, or two claims in three consecutive policy years – without losing your well-earned discount.
To speak to a member of our car insurance customer service team, please select the relevant department on our contact us page.
Great news, if you purchased a policy on or before 24th May 2022, we've enhanced your existing AXA insurance policy and it’s now called AXA Plus Car Insurance.
If you don’t have AXA Plus Car Insurance yet, don’t worry – as an existing AXA customer you’ll benefit from these changes from your next renewal and we’ll contact you in advance to let you know about the changes.
You don’t need to contact us about this change, although you can find more information on our Policy details page.
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1 10% of our customers paid this or less between 1 March and 31 May 2022.
2 Data relates to personal motor insurance claims for policies underwritten by AXA Insurance UK plc from January to December 2021.