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With AXA car insurance, you know you’re in safe hands
When it goes wrong, our emergency helpline can help you out. And if there's an accident and your car isn't driveable, we'll help with the recovery of your vehicle. We'll also pay for the cost of overnight accommodation and onward travel (up to £300 per claim) – meaning you aren't left stranded.
They're just some of the reasons why we've been awarded a 5 Star rating by Defaqto2.
What does AXA car insurance cover?
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Uninsured driver promise for extra peace of mind
We’ll put things right if an uninsured driver causes damage to your car and you’re not to blame. Get the make, model and registration number of the car. Then contact our claims team, who’ll help you through the process6.
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Stay moving with courtesy car cover
When your car is in for repairs with our approved network, we’ll give you a courtesy car to get around. And if your car has been stolen or written off, you can rely on a courtesy car from us for 14 days7.
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Lifetime guarantee on repairs for quality you can rely on
Get fixed up following a car insurance claim with our approved nationwide network. And what’s more, any repairs they do for you are guaranteed for as long as you own your car.
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Wrong fuel, lost keys and child car seat cover
You’ll get wrong fuel cover as standard with comprehensive car insurance – plus lost key cover and child car seat cover.
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Foreign use
You’ll also get up to 90-days cover when you’re travelling in any European country.
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MultiCar discount
Got more than one car registered at your home address? Save up to 15% with AXA’s MultiCar insurance.
What do you need to get a quote?
Car details
Including registration, make, model, and any modifications.
Driver details
For all drivers, we'll need to know their details including name, date of birth and occupation – full-time or part-time – and any non-motoring convictions.
Licence details
This includes how long you've had your licence, plus details of any accidents or driving convictions.
Car usage
We'll need to know how many miles you think you'll do in a year and if you'll use your car for commuting to and from your workplace, business, or personal use only.
No Claims Discount (NCD)
We'll also need to know how many years no claims discount you have. This can be found on your latest renewal letter from your current or most recent insurer.
Get AXA's MultiCar discount
Wouldn't it be great to have the reassurance of AXA looking after all the cars in your household?
If you've got more than one car registered at your home address, then you could save up to 15% with our MultiCar insurance. Find out how much you could save with AXA MultiCar.
Need additional cover?
If you want more, we've got a wide range of optional extras – from legal to breakdown cover – that'll help you get the protection that's right for you.
Choose from the options below:
Courtesy car upgrade
If you lose the use of your car due to a valid car insurance claim, we’ll ensure your hire car is of a similar size and transmission to your own car – and will have at least as many doors and seats as the one you currently drive.
Protected no claims discount
Add this to your car insurance and you can have one claim in a year, or two claims in a three-year period – without affecting your no claims discount.
Breakdown cover
Don’t be stranded if your car breaks down – choose from our Roadside, Rescue & Home Assist and European protection.
Legal expenses
In an accident that wasn’t your fault? We’ll pay up to £100,000 to recover your uninsured losses – including medical expenses or damage to property in your car.
Personal injury and rehabilitation
Up to £100,000 for death, permanent total disablement, loss of sight or loss of limb.
Post-accident rehabilitation
Up to £5000 for including physiotherapy, chiropractic treatment, cognitive behavioural or psychological therapy.
Car insurance policy types
Don’t get confused by car insurance. We’ve got a handy guide to help you compare the cover levels we offer.
| Feature |
AXA Third-Party, Fire and Theft car insurance |
AXA Comprehensive car insurance |
|---|---|---|
| Damage to other people's cars or property |  |
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| Injury to other people | |
|
| Repair or replacement of your car if it is damaged by fire | |
|
| Repair or replacement of your car if it is stolen or damaged by theft | |
|
| Replacement of child car seats if stolen or damaged by theft or fire | |
|
| Overnight accommodation or onward travel9 | |
|
| Courtesy car7 | |
|
| Lifetime guarantee on repairs5 | |
|
| Cover to drive your car in Europe for up to 90 days | |
|
| Replacement keys or locks if your car keys are stolen | |
|
| Round the clock support with our 24 hour claims line | |
|
| Repair or replacement of your car if it is damaged accidentally - even if it was your fault |  |
|
| Replacement of child car seats involved in an accident | |
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| £5,000 personal accident cover | |
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| Windscreen repair or replacement | |
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| Replacement keys or locks if your car keys are lost accidentally | |
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| Cover in case you put the wrong fuel in your car | |
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| Uninsured driver promise6 | |
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Dashcams
In the event of an accident, a dashboard camera can help prove you’re not to blame, meaning you might be able to settle your claim quicker.
Making claims clearer
We paid
99%
of car insurance claims in 2019-20203
Of our policy holders
7.4%
needed to make a claim
On average we paid out
£5,323
for each car insurance claim made
What customers say about our Car Insurance...
Average rating:
stars
Based on
Our customers’ reviews, independently moderated and managed by feefo. Based on 0 total reviews.
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Frequently asked questions
Home Insurance
Whether you’re looking to protect your contents or building with our insurance, you’re in safe hands.
Travel Insurance
Go where you want to go, without the baggage of worry. AXA’s travel insurance will protect you wherever you go.
Motoring advice
1 10% of our customers paid this or less between July and September 2020.
2 5 Star Rating given by Defaqto for 2021 to AXA Car Insurance.
3 Data relates to personal Motor insurance claims for policies underwritten by AXA Insurance UK plc from April 2019 to March 2020 inclusive.
4 Included in AXA comprehensive car insurance quotes only.
5 All repairs carried out by our approved repairers are guaranteed throughout the time that you own your car.
6 You'll get back your no claims discount and excess if your car is damaged by an uninsured driver. You will need to provide the make, model and registration number of the other car in the event of a claim. Applies when you are not to blame.
7 Subject to availability following a valid claim. Standard 3 door 1 litre manual car provided until repair completed by our approved repairer or up to 14 days if the car has been declared a total loss.
8 The average premium paid in Q4 of 2019, according to the Association of British Insurers (ABI).
9 If your car can't be driven following damage covered by your policy
Terms, conditions, exclusions and limitations apply. Full details in the policy wording.