With AXA Plus Car Insurance, you know you’re in safe hands

When it goes wrong, our emergency helpline can help you out. And if there's an accident and your car isn't driveable, we'll help with the recovery of your vehicle. We'll also pay for the cost of overnight accommodation and onward travel (up to £300 per claim) – meaning you aren't left stranded.

They're just some of the reasons why we've been awarded a 5 Star rating by Defaqto1.

What does AXA Plus Car Insurance cover?

  • Uninsured driver promise for extra peace of mind

    We’ll put things right if an uninsured driver causes damage to your car and you’re not to blame. Get the make, model and registration number of the car. Then contact our claims team, who’ll help you through the process6.

  • Stay moving with courtesy car cover

    When your car is in for repairs with our approved network, we’ll give you a courtesy car to get around. And if your car has been stolen or written off, you can rely on a courtesy car from us for 14 days7.

  • Lifetime guarantee on repairs for quality you can rely on

    Get fixed up following a car insurance claim with our approved nationwide network. And what’s more, any repairs they do for you are guaranteed for as long as you own your car.

  • Wrong fuel, lost keys and child car seat cover

    You’ll get wrong fuel cover as standard with comprehensive car insurance – plus lost key cover and child car seat cover.

  • Foreign use

    You’ll also get up to 90-days cover when you’re travelling in any European country.

  • MultiCar discount

    Got more than one car registered at your home address? Save up to 15% with AXA’s MultiCar insurance.

What do you need to get a car insurance quote?

Car details

Including registration, make, model, and any modifications.

Driver details

For all drivers, we'll need to know their details including name, date of birth and occupation – full-time or part-time – and any non-motoring convictions.

Licence details

This includes how long you've had your licence, plus details of any accidents or driving convictions.

Car usage

We'll need to know how many miles you think you'll do in a year and if you'll use your car for commuting to and from your workplace, business, or personal use only.

No Claims Discount (NCD)

We'll also need to know how many years no claims discount you have. This can be found on your latest renewal letter from your current or most recent insurer.

Get AXA's MultiCar discount

Wouldn't it be great to have the reassurance of AXA looking after all the cars in your household?

If you've got more than one car registered at your home address, then you could save up to 15% with our MultiCar insurance. Find out how much you could save with AXA MultiCar.

Need additional cover?

If you want more, we've got a wide range of optional extras – from legal to breakdown cover – that'll help you get the protection that's right for you.

Choose from the options below:


Courtesy car upgrade

If you lose the use of your car due to a valid car insurance claim, we’ll ensure your hire car is of a similar size and transmission to your own car – and will have at least as many doors and seats as the one you currently drive.

Find out more about AXA courtesy car upgrade


Protected no claims discount

Add this to your car insurance and you can have one claim in a year, or two claims in a three-year period – without affecting your no claims discount.

Find out more about AXA protected no claims discount


Breakdown cover

Our Which? recommended breakdown cover, will get you back on the road in no time at all with 81% of all breakdowns fixed at the roadside10.

Find out more about AXA breakdown cover

legal services

Legal expenses

In an accident that wasn’t your fault? We’ll pay up to £100,000 to recover your uninsured losses – including medical expenses or damage to property in your car.

Find out more about AXA legal expenses cover for car insurance

plaster crutch

Personal injury and rehabilitation

Up to £100,000 for death, permanent total disablement, loss of sight or loss of limb.

Find out more about AXA personal injury and rehabilitation cover


Post-accident rehabilitation

Up to £5000 for including physiotherapy, chiropractic treatment, cognitive behavioural or psychological therapy.

Find out more about AXA post-accident rehabilitation cover

Car insurance policy types

Don’t get confused by car insurance. We’ve got a handy guide to help you compare the cover levels we offer.

Feature AXA Third-Party, Fire and Theft car insurance AXA Comprehensive car insurance
Damage to other people's cars or property IncludedIncluded IncludedIncluded
Injury to other people IncludedIncluded IncludedIncluded
Repair or replacement of your car if it is damaged by fire IncludedIncluded IncludedIncluded
Repair or replacement of your car if it is stolen or damaged by theft IncludedIncluded IncludedIncluded
Replacement of child car seats if stolen or damaged by theft or fire IncludedIncluded IncludedIncluded
Overnight accommodation or onward travel9 IncludedIncluded IncludedIncluded
Courtesy car7 IncludedIncluded IncludedIncluded
Lifetime guarantee on repairs5 IncludedIncluded IncludedIncluded
Cover to drive your car in Europe for up to 90 days IncludedIncluded IncludedIncluded
Replacement keys or locks if your car keys are stolen IncludedIncluded IncludedIncluded
Round the clock support with our 24 hour claims line IncludedIncluded IncludedIncluded
Repair or replacement of your car if it is damaged accidentally - even if it was your fault Not includedNot included IncludedIncluded
Replacement of child car seats involved in an accident Not includedNot included IncludedIncluded
£5,000 personal accident cover Not includedNot included IncludedIncluded
Windscreen repair or replacement Not includedNot included IncludedIncluded
Replacement keys or locks if your car keys are lost accidentally Not includedNot included IncludedIncluded
Cover in case you put the wrong fuel in your car Not includedNot included IncludedIncluded
Uninsured driver promise6 Not includedNot included IncludedIncluded


In the event of an accident, a dashboard camera can help prove you’re not to blame, meaning you might be able to settle your claim quicker.

Making claims clearer

We pay out


of car insurance claims3

Of our policy holders


needed to make a claim3

On average we paid out


for each car insurance claim made3

What do customers say about our car insurance?

Average rating:
Based on
5 star ratings
4 star ratings
3 star ratings
2 star ratings
1 star ratings

Our customers’ reviews, independently moderated and managed by feefo. Based on 0 total reviews.



Frequently asked questions

Van insurance

Protect your van, no matter whether you use it for work, deliveries or family trips.

Home insurance

Whether you’re looking to protect your contents or building with our insurance, you’re in safe hands.

1 5 Star Rating given by Defaqto for 2022 to AXA Plus Car Insurance.

2 10% of our customers paid this or less between 1 February and 30 April 2022.

3 Data relates to personal motor insurance claims for policies underwritten by AXA Insurance UK plc from January to December 2021.

4 Included in AXA Plus Comprehensive Car Insurance quotes only.

5 All repairs carried out by our approved repairers are guaranteed throughout the time that you own your car.

6 You'll get back your no claims discount and excess if your car is damaged by an uninsured driver. You will need to provide the make, model and registration number of the other car in the event of a claim. Applies when you are not to blame.

7 Following a valid claim. Standard 3 door manual car provided until repair completed by our approved repairer or up to 14 days if the car has been declared a total loss.

8 The average premium paid in Q4 of 2019, according to the Association of British Insurers (ABI).

9 If your car can't be driven following damage covered by your policy.

10 56 minutes average arrival time. 81% of breakdowns with fixable faults fixed at the roadside. Data captured across all clients from October 2020 to October 2021. Which? recommended provider for breakdown cover 2021/2022.

Terms, conditions, exclusions and limitations apply. Full details in the policy wording.