Comprehensive car insurance you can rely on

Our comprehensive car insurance has been designed to make sure you’re protected when you’re on the road. Unlike third party, fire and theft insurance, you’re also protected against accidental car damage (even if it was your fault). And, with our customers rating AXA as ‘excellent’ on Trustpilot, you know we’ve got your back if things go wrong.

What’s included with comprehensive car insurance?

At AXA, we’ve two levels of comprehensive car insurance you can choose from: AXA Plus Car Insurance and AXA Car Insurance. Want to know more? Here’s a breakdown of what’s included on each:

Included as standard on all cover levels

Choosing your comprehensive car insurance


AXA Plus
Car Insurance

Car Insurance

Product description

Premium cover level for your peace of mind

For your essential needs

Defaqto rating

Defaqto expert rated 5 Star car insurance 2023
Defaqto expert rated 3 Star car insurance 2023


Personal belongings cover


Up to £1,500


Up to £150

Personal accident cover


Up to £5,000


Up to £2,500

Overnight accommodation or onward travel3

Not included

Wrong fuel cover

Not included

Courtesy car


Available as an optional extra

Optional extras

Find out more about adding a courtesy car to your policy
Find out more about how you can protect your no claims discount
Find out more about adding breakdown cover to your policy
Find out more about adding legal expenses cover to your policy
Find out more about adding personal injury and rehabilitation cover to your policy

Frequently asked questions

What do customers say about AXA Car Insurance?

Average rating:
Based on
5 star ratings
4 star ratings
3 star ratings
2 star ratings
1 star ratings

Our customers’ reviews, independently moderated and managed by feefo. Based on 0 total reviews.



1 You'll get back your no claims discount and excess if your car is damaged by an uninsured driver. You’ll need to provide the make, model and registration number of the other car in the event of a claim. Applies when you aren’t to blame.

2 Data relates to personal motor insurance claims for policies underwritten by AXA Insurance UK plc from January to December 2020.

3 If your car can't be driven following damage covered by your policy.