Get business insurance from AXA

There’s nothing quite as fulfilling as running your own business, but we know how tough it can be—especially in your trade. Whether you work in customers' homes or business premises, you work with dangerous machinery, sharp tools, heavy items and you’re exposed to wood dust. Yet, you constantly strive to give your customers your best work. We get that; your joinery or carpentry business is your bread and butter and we want to help you protect what you’ve built.

Whether you’re a one-man-band just starting up, or a well-established firm with a van and employees, you can tailor your cover to protect your business, equipment and clients with our flexible insurance. And if you buy online, you’ll save an extra 10%. It’s the protection you’d expect from AXA—for less.

Why do I need insurance for my carpentry or joinery business?

Accidents happen every day. No matter how careful you are, they’re often unavoidable, and you could end up having to pay out a lot of money – that’ll come directly out of your own pocket if you don’t have the right insurance. Imagine you’re fitting a staircase in a customer’s property, and you accidentally drop your drill on a wooden floor damaging it beyond repair. Your client is livid and demands compensation from you. Public liability insurance would protect you, it’ll pay the costs of the compensation for you, so you can focus on what you do best and get the job done. And, if you do have employees, you’re legally required to have employers’ liability insurance.

How much does carpenters’ insurance cost?

AXA carpenters’ insurance offers you a range of cover options, which means the price will vary with what you choose. Getting the right protection is less expensive that you might think, and is easy to arrange online or over the phone.


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From general questions to urgent support, our expert team are on-hand to help. Get in touch by phone, live chat or email.


What insurance do I need for my carpentry business?

With AXA, you can pick and choose from these covers to build an insurance policy that suits your carpentry or joinery business, that way you only ever pay for the protection you need.

Employers’ liability insurance

If you have anyone working under your supervision, including full-time, part-time staff, volunteers or apprentices, you’re legally required to have employers' liability cover.

Professional indemnity insurance

If people rely on your professional expertise, they can claim against you if they think you’ve made a mistake or given them bad advice. Professional indemnity insurance covers the legal costs required to defend you, and if it turns out you’re in the wrong, it covers your compensation payments too.

Public liability insurance

Public liability insurance protects your business against accidental injury and property damage claims made by your customers, members of the public or people you visit.

Van insurance

If you use a van for work, van insurance can cover you and help keep you on the road, with accident recovery, roadside repairs and a guaranteed courtesy van3.

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Optional extras


Own tools and equipment cover

We’ll cover you for accidental loss, theft or damage to your own tools, plant and equipment – including your work tools, as well as any machinery, trailers, site huts or caravans owned by you.

1Based on AXA Business Insurance claims made between July 2018 and June 2019. Figures based on business insurance policies purchased direct through AXA Business Insurance online or over the phone.

2Based on AXA Business Insurance claims made between July 2018 and June 2019. Figures based on business insurance policies purchased direct through AXA Business Insurance online or over the phone.

*When your van is under repair by one of our Approved Repairers. Not applicable for total loss claims.

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