Car insurance optional extras

Breakdown cover

No driver wants to be left stranded without a way to get home so full breakdown cover is a great way to get around safe in the knowledge that AXA are there when you need them.

To find the best car breakdown cover for you, look out for features like our 24-hour rescue line. It's also worth knowing that at AXA we offer an average wait of just 60 minutes for local breakdown recovery. 

So whether you're hit by a flat tyre, a dead battery or run out of fuel you can avoid being left out of pocket for roadside assistance with any of our four levels of AXA breakdown assistance.

Legal expenses cover

Legal assistance car insurance cover is an optional extra you can add while tailoring your policy and can offer some necessary added protection to drivers.

If you've been in an accident that wasn't your fault you may need to hire a solicitor and incur legal costs. With car legal protection cover from AXA, you can expect to be insured for anything up to £100,000 in legal fees. 

You may also need loss of earnings compensation if an accident leaves you unable to work - motor legal expenses cover will also help you out in this unexpected situation.

Personal injury and rehabilitation cover

A car accident injury claim is something no one expects but it's essential to make sure you have the protection you need if you are involved in a road accident.

When you make a personal injury compensation claim with AXA, you are entitled to up to £100,000 if you are injured in your vehicle. This includes any incident caused by another driver so you can drive with peace of mind. 

This add on to your policy for car accident medical coverage will also help with rehabilitation as you recover with the hlep of expert physios and chriopractic treatment.

Courtesy car cover

For our AXA Car Insurance customers only, you can add courtesy car cover, meaning we'll help you to get back on the road with a small courtesy car when you make a valid claim.

Courtesy car upgrade

For AXA Plus Car Insurance customers only, you can upgrade your courtesy car from a small car to one that's a similar size to your own. So if you drive a 7-seater, we'll try our best to make sure you get a 7-seater courtesy car while yours is being repaired, giving you one less thing to think about.

Protected No Claims Discount

If you haven't made a claim for a policy year, you'll earn No Claims Discount (NCD). NCD increases by one year for each year you don't make a claim on your policy up to a limit of 20 years.

However, if you did claim, your NCD amount will decrease. This could make your premium higher. Adding protection to your NCD means that if something unexpected happens and you need to claim, you don't lose your NCD. You're also protected if you're hit by an uninsured driver.

With protected NCD, you don't have to worry about losing the NCD you've earned if you're in an accident