Crafts insurance

Create your perfect insurance policy

You’re a maker of beautiful things. And an independent one at that. Each piece you create is shaped by hand, every object an expression of yourself. Skill, passion and creativity drive your business forward – and your customers can’t get enough.

You might sell your work through an online platform or take it to markets, where it’ll be sold with other trinkets and treats. Whether it’s ceramics, printmaking or textile design, your work has its own unique fingerprint.

Maybe you work from a studio or have settled from home to better string your beads. You’ll need an insurance policy to cover you – so you can keep creating things that bring joy.

What is business insurance for crafts and do I need it?

It’s perfect for makers who sell their products to boutiques or gift-shops and will help protect your business if something goes wrong.

What if someone injures themselves visiting your studio or trips over something at your market stall? Public liability cover will help protect you against claims made by members of the public – while employers’ liability covers you if a staff member gets hurt while working for you.

Our comprehensive contents cover will protect your studio, equipment and materials if they get damaged or stolen.

Does AXA offer business insurance for craft stalls or craft fairs?

Yes, we offer a range of covers that will help protect your business if you’re selling at craft markets or fairs. We can offer a small extension on your contents insurance, in regard to exhibition and fairs. And if you sell at market stalls, we can help you protect your goods when they’re on display or in transit, and our public liability cover will protect you against third party damage or injury.

If you’re employing volunteers or staff members in the manufacture of your products or to help you sell at fairs, you’re legally obliged to have employers’ liability insurance to cover them.

How much does business insurance for crafts cost?

Everything you make is one-of-a-kind, and your insurance will be too. How much your cover will cost can vary depending on size of your business and the level of cover you need.

The easiest way to find out how much business insurance costs is to get a quote online – and if you like what you see, you’ll get a 10% discount for buying through our website.

Do I need public liability insurance for my craft fair or stall?

Maybe you’re a maker – an artist, knitter or a jewellery maker. If you’re running a craft fair as a market trader, you’re also working a lot with the public – and accidents can happen.

Public liability insurance can help protect your business in case of third-party injury or damage, maybe caused by a trip or slip over your stall, or injury caused by one of your products. If you don’t think you could handle the pay-out of compensation costs or legal fees as a result of a claim, then public liability insurance can help you manage the costs.

With public liability insurance, you’ll get:

  • Up to £5 million protection
  • Temporary staff covered for up to 50 days a year, free
  • Access to a 24-hour legal hotline


What covers can I choose from?

Select from the covers below and choose the package that fits your business.

Public liability insurance

Protect your business against third party damage and injury.

Find out more about public liability insurance

Employers’ liability insurance

Protect staff and volunteers in case of injury.

Find out more about employers liability insurance

Contents cover

Keep your studio, equipment and stock safe at the studio, market or on the road.

Find out more about contents insurance

Van insurance

If you use a van to move supplies around or deliver to customers, this can protect you.

Find out more about van insurance

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* 10 of our customers with this type of business paid £127.61 for their insurance between February and July 2020.