1 Based on AXA Business Insurance claims made between July 2018 and June 2019. Figures based on business insurance policies purchased direct through AXA Business Insurance online or over the phone.

Insurance that grows with your gardening business

Green fingers can turn their hands to many things. You might work in architectural or garden-based landscaping. Maybe you design flowerbeds, lay turf, mow lawns or plant flowers.

Your needs are as specific and unique as your business itself. With AXA, you’ve got the power to choose and select covers that work for your company. We won’t sell you a package full of things you don’t need. And if you need more cover, it’s easy to make an adjustment.

We cover:

  • Garden design
  • Garden services (mowing grass, planting flowers etc.)
  • Gardening
  • Landscape architecture
  • Landscape gardening
  • Landscaping
  • Lawn services
  • Turfing services

Do gardeners need tools or equipment cover?

From leaf-blowers to lawnmowers and clippers to trowels, a gardener’s kit contains a multitude of tools.

And it’s important to look after them, in case they end up lost or stolen. With AXA’s own plant, tools and equipment cover, we’ll help you protect your precious equipment and offer replacement costs if the worst happens.


Public liability insurance for gardeners

Protect your business against third party injury and damage with public liability insurance for gardeners. No matter how careful you are, when you’re working on someone else’s property, there’s always the risk of causing an expensive accident. What if the mower you’re cutting grass on clips a stone, breaking a window? Or some equipment you’ve left is insecurely fixed and ends up injuring someone? Public liability insurance for gardeners will offer up to £5m in liability cover to help you handle legal fees and compensation costs.

You’ll also get:

  • Temporary staff covered – up to 50 days a year free
  • £250 compensation per day for court attendance to defend a claim made against you
  • Option to pay monthly
  • 24-hour legal hotline

How much does landscaping and gardening insurance cost?

Every business is unique, and so is there insuranc cover. The best way to find out your price is to get a quote. It’ll take less than ten minutes, and you’ll get 10% discount if you choose to buy online. Pay in instalments (subject to acceptance criteria) or with our one-off annual payment.



What insurance does a gardener or landscaper need?

Take your pick from the covers below and choose the protection that’s right for you.

Public liability insurance

Protect your business against claims to cover damages and legal costs that people make against you.

Find out more about public liability insurance

Employers’ liability insurance

Cover for your employees if they get injured or become ill as a result of working for your business.

Find out more about employers liability insurance

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