Protect your possessions with home insurance for renters and tenants

Whether you're a local authority tenant or rent privately from a landlord, our home insurance gives you the cover you need for all your prized possessions. Protect what matters to you, including those small but pricey things, like jewellery, tablets, mobiles and gadgets, to larger belongings like entertainment systems, appliances, even art collections. It doesn’t just protect valuables inside your home, it also covers the contents of your shed, your loft or garage too.

If your home is already furnished, any contents that you’re responsible for are also covered under the maximum sum insured for damage and loss caused by unexpected events like storms, floods, fires and theft. What’s more, AXA Premier Home Insurance, AXA Plus Home Insurance, and AXA Home Insurance all come with £12,000 worth of tenants’ liability cover, which insures you against accidental damage to your landlord’s built-in units, like windows, light fittings and bathroom fixtures.

Frequently asked questions about home insurance for tenants and renters

Choosing your optional extras

With AXA Home Insurance for tenants or renters you can tailor your cover to suit your personal needs. So, you’ll be safe in the knowledge that you’re properly protected – giving you the peace of mind you need to get on with enjoying life.

Accidental damage

Accidents can happen. Drinks can spill, walls can be damaged. When they do it's important to make sure you're protected with our accidental damage cover.

Find out more about AXA's accidental damage cover add-on

Personal possessions

With personal possessions cover you can protect the things you carry around with you, like your mobile phone, laptop, money and jewellery.

Find out more about AXA's personal possessions cover add-on

Specified items

Our specified items cover allows you to protect your higher risk items whilst at and away from home.

Find out more AXA's specified items cover add-on for home insurance

Legal expenses

Protect your family from costly legal expenses with up to £100,000 legal cover.

Find out more about AXA's legal expenses cover add-on

Bicycle cover

With AXA Home insurance, our policies provide cover for bicycles worth up to £350 each (up to £1,500 for total bicycles per claim) so you can protect your bike from theft and from accidental damage in and away from home. For bicycles worth more than £350 each you have the option to specify these for an additional premium.

Find out more about AXA's biycle cover add-on

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1 Subject to a valid claim, payment deducted from final claim settlement, Terms and conditions apply.