* In 2019, 10% of our cake-maker customers paid £74.09 or less for their business insurance.

As a cake maker, you craft the show‑stopping centrepiece that lights up any party.

You pour your heart and soul into your creations. From birthdays to anniversaries, weddings to retirement dos, you add a personal touch to each cake you bake – no matter the occasion.

That’s why it’s important to preserve your business, in case of times of trouble.

And that’s where AXA’s business insurance for cake bakers and decorators can help you.

Do I need cake makers and decorator’s insurance?

Business isn’t always a cake-walk. Frosting custom cupcakes from your kitchen, selling wholesale bakes to cafes, or whipping up wedding cakes to order – whatever you’re baking, your business will need some level of protection.

What if a customer takes an allergic reaction? A staff member burns themselves on an oven, or trips when they’re at work? Working from home or out of a dedicated bakehouse, you’ll need some form of insurance to protect your equipment, fixtures and fittings.

AXA’s public liability cover protects in case of injury to a third party, whilst employers’ liability insurance supports you if a staff member is injured as a result of doing their job.

Our simple-to-sort business cover means you can get protection in minutes, meaning the only thing you need to keep a close eye on is the oven timer.

How much does cake makers and decorator’s insurance cost?

In 2019, 10% of our cake making customers paid £74.09 for their insurance. But like every cake, each cake-making company is different.

The best way to find out the price that’s right for your business? Get a quote through our website. It’ll only take ten minutes or so, and you’ll get a 10% discount for buying online.


What insurance do cake makers and decorators need?

Choose from the options below and craft the perfect cover for your cake company.

Public liability insurance

Covers damages and legal costs that people may make against your business.

Find out more about public liability insurance

Employers’ liability insurance

Protection for your staff, if they’re injured or become ill as a result of working for your business.

Find out more about employers liability insurance

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