What’s covered by employers’ liability insurance?

Keep your employees safe in case of accidents

If your employees are injured or fall ill as a direct result of the work they do, employers’ liability insurance will cover you for liability in the event of a claim. And if you employ anyone – even temporary or part-time staff – you may be legally obliged to have it.

Here’s what you’ll get with AXA’s employers' liability insurance:

What it will cover:

  • Up to £10,000,000 compensation cover, if you’re taken to court by an employee who’s injured or harmed as a direct result of work that you do.
  • Cover to pay health and safety law defence costs if a prosecution is brought against you
  • Automatic cover for temporary employees for up to 50 man days
  • Cover for your legal liability to pay compensation under Data Protection legislation
  • £250 compensation per day if you need to attend court
  • Compensation if court attendance is required by director, partners or employees
  • Access to our 24-hour legal helpline

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Policy documents

Read these sample policies to learn more about Employers' Liability Insurance.


Professional indemnity

Protects you from compensation payments and defence costs if a client thinks you’ve made a mistake or given bad advice and makes a claim against you.

Need to make a claim?

Before you do, call us on 0345 600 2715 or e-mail liability.claims@axa-insurance.co.uk