What’s covered by public liability insurance?
Protect your business from public liability claims
Accidents happen – and so do compensation claims. Your business can be protected against third party accidental injury and property damage claims.
Here’s what you’ll get with AXA’s public liability insurance:
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What it will cover: |
What it doesn't cover: |
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Customise with add-on cover:
Employers' liability insurance
Even if you’ve only got one employee, this may be a legal requirement. It’ll cover your liability if staff are injured in the workplace or fall ill through work.
Professional indemnity insurance
Client think you’ve made a mistake, or given them bad advice that’s caused a financial loss? We’ll protect you and cover your legal fees.
Tools, plant and equipment
If you’re a tradesman, we’ll cover accidental loss, theft or damage to your own plant, tools and equipment
Hired-in plant equipment
Cover for equipment you’ve hired to use in case it’s accidentally damaged or destroyed in your care.
Business equipment
Use portable equipment like a laptop or phone? Repair or replace them if they’re accidentally damaged or stolen.
Contract works
Cover for accidental or malicious damage on construction projects to help you recover costs and start working again.
Personal accident: capital benefits
Lump sum of £10,000 if you, or a key partner, suffers an accident that causes death, permanent disability, loss of limb or sight.
Personal accident: weekly benefits
Weekly benefits for a key partner (under the age of 75) who’s temporarily injured and unable to work, paid for up to 104 weeks.
Employers’ liability insurance
Covers you against work-related injury or illness claims from employees. And in most cases, if you have someone working for you, it’s required by law.
Professional indemnity
Protects you from compensation payments and defence costs if a client thinks you’ve made a mistake or given bad advice and makes a claim against you.
Need to make a claim?
Before you do, call us on 0345 600 2715 or e-mail liability.claims@axa-insurance.co.uk
Policy details
Find out more about our public liability insurance cover in our policy summaries and policy wordings.
Public liability
Discover how Public Liability Insurance protects you, your people and business.
Business advice
* Not all occupations are eligible for £10 million coverage, the best way to find out which level of cover you are eligible for is to get a quote. Existing customers may want to consult their policy documents.