What's covered with AXA home buildings insurance?

Cover levels

Product

AXA
Premier
Home Insurance

AXA
Plus
Home Insurance

AXA
Home Insurance

Cover item

Defaqto rating

5 Star Defaqto rated for 2024

5 Star Defaqto rated for 2024

Maximum sum insured

Unlimited

£1,000,000

£500,000

Guaranteed repairs (3 years)

green tick Included
green tick Included
green tick Included

Accidental damage for buildings

green tick Included

Available as an optional extra

Available as an optional extra

Alternative accommodation

£100,000

£50,000

£30,000

Replacement keys and locks

£1,000

£1,000

£1,000

Trace and access

green tick Included
green tick Included
green tick Included

Architects fees and debris removal

green tick Included
green tick Included
green tick Included

Emergency access (buildings)

green tick Included
green tick Included
green tick Included

Emergency access (garden)

green tick Included
green tick Included
green tick Included

Moving home (contracting purchaser)

Unlimited

Up to Buildings Cover maximum limit

Up to Buildings Cover maximum limit

Property owners liability

£2,000,000

£2,000,000

£2,000,000

Maximum occupancy

60 days

60 days

30 days

Buildings insurance frequently asked questions

Will I need to add some extras?

It’s always good to check what’s included when you get your quote because some of our optional extras are included as standard with AXA Premier Home Insurance.

But if you do feel like you’re missing some cover that you’re likely to need you can add it as an extra when you’re getting your quote, or by logging in to your AXA online account.

With AXA's buildings insurance, there are three optional extras you can choose from:

Accidental damage

Will protect your buildings against those whoops moments, like accidental damage to your walls, ceilings, fixed glass and doors. This comes as standard with AXA Premier Home Insurance policies.

Find out more about AXA accidental damage cover

Legal expenses

Provide your family with access to expert legal assistance up to the value of £50,000, and a Legal helpline. This comes as standard with AXA Premier Home Insurance which also offers a higher limit of £100,000.

Find out more about AXA legal expenses cover

Home assistance

Broken boilers, burst pipes and blocked drains can be a costly inconvenience. With home assistance, you can call our home emergency helpline at any time of the day and we'll provide cover for a contractor from our approved repairer network to resolve the issue as soon as possible. Call out, works and parts up to a total of £1,000 are covered.

Home emergency cover can be added to AXA Plus Home Insurance and AXA Home Insurance. It’s included as standard with AXA Premier Home Insurance which also offers a higher limit of £1,500 per claim for call out, labour, parts and materials.

Find out more about AXA home assistance

What do customers say about AXA Home Insurance?

Average rating:
0.0/5
stars
Based on
0
5 star ratings
0
4 star ratings
0
3 star ratings
0
2 star ratings
0
1 star ratings

Our customers’ reviews, independently moderated and managed by feefo. Based on 0 total reviews.

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1 10% of AXA Plus Home Insurance customers paid this or less between 1 March and 31 May 2024.

2 5 Star Rating given by Defaqto for 2021 to AXA Premier and AXA Plus