What's covered with AXA home buildings insurance?
Cover levels
Product
AXA
Premier
Home Insurance
AXA
Plus
Home Insurance
AXA
Home Insurance
Cover item
Maximum sum insured
Unlimited
£1,000,000
£500,000
Guaranteed repairs (3 years)
Accidental damage for buildings
Alternative accommodation
£100,000
£50,000
£30,000
Replacement keys and locks
£1,000
£1,000
£1,000
Trace and access
Architects fees and debris removal
Emergency access (buildings)
Emergency access (garden)
Moving home (contracting purchaser)
Unlimited
Up to Buildings Cover maximum limit
Up to Buildings Cover maximum limit
Property owners liability
£2,000,000
£2,000,000
£2,000,000
Maximum occupancy
60 days
60 days
30 days
Buildings insurance frequently asked questions
Will I need to add some extras?
It’s always good to check what’s included when you get your quote because some of our optional extras are included as standard with AXA Premier Home Insurance.
But if you do feel like you’re missing some cover that you’re likely to need you can add it as an extra when you’re getting your quote, or by logging in to your AXA online account.
With AXA's buildings insurance, there are three optional extras you can choose from:
Accidental damage
Will protect your buildings against those whoops moments, like accidental damage to your walls, ceilings, fixed glass and doors. This comes as standard with AXA Premier Home Insurance policies.
Find out more about AXA accidental damage coverLegal expenses
Provide your family with access to expert legal assistance up to the value of £50,000, and a Legal helpline. This comes as standard with AXA Premier Home Insurance which also offers a higher limit of £100,000.
Find out more about AXA legal expenses coverHome assistance
Broken boilers, burst pipes and blocked drains can be a costly inconvenience. With home assistance, you can call our home emergency helpline at any time of the day and we'll provide cover for a contractor from our approved repairer network to resolve the issue as soon as possible. Call out, works and parts up to a total of £1,000 are covered.
Home emergency cover can be added to AXA Plus Home Insurance and AXA Home Insurance. It’s included as standard with AXA Premier Home Insurance which also offers a higher limit of £1,500 per claim for call out, labour, parts and materials.
Find out more about AXA home assistanceWhat do customers say about AXA Home Insurance?
1 10% of AXA Plus Home Insurance customers paid this or less between 1 August and 31 October 2024.