How much does car insurance coverage cost?

Insurance costs depend on a range of factors – including the car’s make and model, your driving history and much more. While we can’t give you a quote here, you can get a get a quote to find out how much it will cost you.

Can I cancel my car insurance policy?

Yes, you can. If you need or want to cancel your policy, you can do so from your online account . Or you can contact us by phone or email. You may have to pay a fee to cancel your policy however.

When does my cover start and end?

Your car insurance will begin on the date you select when you take out your policy. It will end 12 months from the date you chose.

Does my car insurance cover against theft and fire?

If your car is stolen, or it’s damaged by theft or fire, we’ve got you covered. We’ll repair or replace your car following any of these events.

Does my car insurance cover damage to other people's cars or property?

If you have an accident while driving and damage someone else’s car, or their property, we’ll pay out to cover the costs to fix the damage.

Does my car insurance cover the cost if I injure someone else while driving?

If you injure someone else while driving, we’ll pay out to cover the costs to help them during their recovery.

What is a Lifetime guarantee on repairs?

Any repairs carried out by our approved repairers will be guaranteed for as long as you own the car. So, if something goes wrong, we’ll get it sorted.

How long is my car insurance cover when I travel to any European country?

You’ll get up to 90 days cover when travelling in any European country.

How much does audio and sat-navs cover?

We’ll pay out up to £1,000 to repair or replace the audio and sat-nav equipment in your car if it’s stolen, or damaged by theft or fire.

How much does child car seats cover?

We’ll pay out up to £300 to repair or replace any child car seats in your car, if they’re stolen, or damaged by theft or fire.

Types of car insurance cover with AXA

With our car insurance, we want to be sure you find the right cover. So we’ve a range of options to choose from.

Get a quote for AXA Car Insurance

Retrieve a quote for AXA Car Insurance

What different options of car insurance are there?

Get a quote with us to choose between our premium car insurance, AXA Plus Car Insurance, and our essential option, AXA Car Insurance.

With both of these policy options, you’ll also be able to choose between comprehensive car insurance and third party, fire and theft car insurance. To make things simple here’s how our car insurance options compare:

Included as standard on all cover levels

Choosing your car insurance

Feature

AXA Comprehensive Car Insurance

AXA Third party, fire and theft Car Insurance

Accidental damage cover

Uninsured driver promise

Personal belongings cover

Windscreen cover

Personal injury cover

Feature

AXA Plus Comprehensive Car Insurance

AXA Plus Third party, fire and theft Car Insurance

Key cover

Accidental damage cover

Uninsured driver promise

Personal belongings cover

Wrong fuel cover

Windscreen cover

Personal injury cover

Get a quote for AXA car insurance

Retrieve a quoteRetrieve a quote

Optional extras

Courtesy car

Courtesy car cover is included with AXA Plus Car Insurance to help you stay on the move after an accident or while your car's being repaired. For standard policies this kind of cover is an optional extra.

If you go for AXA Plus Car Insurance, for an additional £9.99 you can expect an upgrade to your guaranteed courtesy car with a similar vehicle to your own provided.

For life's unexpected twists and turns, when you need a courtesy car, this is also provided after theft or any written off claims with AXA Plus Car Insurance.

Find out more about adding a courtesy car to your policy

Protected no claims discount

Your reward for safe driving is an AXA no claims discount (NCD). Your protected no claims discount on your premium increases each year you go without an accident - up to a 20 year limit.

This is our way of saying thank you and you can rest assured that if you have an accident which isn't your fault, this will not affect your NCD protection cover.

We also protect your no claims bonus if you are hit by an uninsured driver in an incident you didn't cause so make sure to take advantage of this part of AXA cover on the road.

Find out more about how you can protect your no claims discount

Breakdown cover

No driver wants to be left stranded without a way to get home so full breakdown cover is a great way to get around safe in the knowledge that AXA are there when you need them.

To find the best car breakdown cover for you, look out for features like our 24-hour rescue line. It's also worth knowing that at AXA we offer an average wait of just 60 minutes for local breakdown recovery.

So whether you're hit by a flat tyre, a dead battery or run out of fuel you can avoid being left out of pocket for roadside assistance with any of our four levels of AXA breakdown assistance.

Find out more about adding breakdown cover to your policy

Legal expenses cover

Legal assistance car insurance cover is an optional extra you can add while tailoring your policy and can offer some necessary added protection to drivers.

If you've been in an accident that wasn't your fault you may need to hire a solicitor and incur legal costs. With car legal protection cover from AXA, you can expect to be insured for anything up to £100,000 in legal fees.

You may also need loss of earnings compensation if an accident leaves you unable to work - motor legal expenses cover will also help you out in this unexpected situation.

Find out more about adding legal expenses cover to your policy

Personal injury and rehabilitation cover

A car accident injury claim is something no one expects but it's essential to make sure you have the protection you need if you are involved in a road accident.

When you make a personal injury compensation claim with AXA, you are entitled to up to £100,000 if you are injured in your vehicle. This includes any incident caused by another driver so you can drive with peace of mind.

This add on to your policy for car accident medical coverage will also help with rehabilitation as you recover with the hlep of expert physios and chriopractic treatment.

Find out more about adding personal injury and rehabilitation cover to your policy

Get a quote for AXA car insurance

Retrieve a quote for AXA car insurance

Frequently asked questions

Your car insurance policy with AXA provides full cover for your car in the UK. However, you’ll also receive the minimum level of cover required by law in the following countries: Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France (including Monaco), Germany, Greece, Hungary, Iceland, Ireland, Italy (including San Marino and the Vatican), Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland.

However, we know that many people want the level of cover they have selected for the UK to apply while they are abroad. To help you with this, AXA will provide the same level of cover you have selected for up to 90 days in any one policy year.