Van Insurance

What types of van insurance do AXA provide?

With AXA van insurace, you'll be able to choose from three types of cover - comprehensive, third party fire and theft, or third party only (if you're a courier, you'll only have the option of comprehensive cover). See our table of van insurance features below for more information on what's covered.

Why choose AXA van insurance?

At AXA, we understand small businesses like yours. And whether you’re an office-based business, or an online retailer, we know we’ll have insurance that’ll meet your needs.

1. We pay out on 98% of claims² – so when you insure your van with us, you know you’ve got a claims service you can trust and rely on
2. We’re five-star Defaqto rated – our van insurance has a Defaqto 5 Star Rating, the highest rating available from the independent financial research company
3. You can insure your van from just £211 a year* – giving you comprehensive cover at an affordable price
4. You can tailor your cover to meet your needs – choose your level of cover and add a number of optional extras to increase your protection
5. You get our uninsured driver promise³ – you won’t lose your no claims discount or have to pay an excess if you’re involved in an accident with an uninsured driver
6. You can get no claims discounts of up to 60% – and the option to protect your discount for an extra cost

What you’ll need to get a van insurance quote

Before you start your insurance quote, you’ll need to have a few details to hand. You’ll need to tell us your personal details and driving history, how long you’ve had your license and what kind it is, and what type of van you have.

• Van registration number and details. We'll need to know the age and value of the van, the number of seats, the date when you bought it and any security features it may have. You’ll also need your estimated annual mileage, and the address where the van will be kept overnight.
• Driver details. We’ll need each driver’s name, occupation and driving history, including any claims and motoring offences they’ve had.
• Types of cover. You'll need to know what type of cover you want for your van, whether that’s fully comprehensive, third party or third party, fire and theft.
• No claims discount. You might be able to transfer over any no claims discount you have with your current van insurer. Before you get a quote, find out how many years’ discount you have and think about whether you’d like to protect the discount if you make a claim.

How much does van insurance cost?

There are several things to consider, like the trade or sector you work in, what your van is used for and where it’s kept overnight. Your age and driving experience are big factors in determining the cost of your van insurance. For example, younger drivers are statistically more likely to have an accident and make a claim, so, insurance premiums tend to be higher for younger people. A higher insurance premium also applies to inexperienced drivers, whatever their age.

What you use the van for also affects the cost of van insurance. If your van is only for pleasure or domestic use and has a small annual mileage, your premium is likely to be different to someone who drives it regularly for business or trade.

So, to find out, give us a call and talk to one of our friendly, experienced advisors who’ll give you the price that’s just right for your business. Or get a quote online for a 10% discount.