Protect your personal trainer business. Get business insurance from AXA

There’s nothing quite as rewarding as running your own business, but we know how tough it can be. You work with members of the public on a regular basis in the gym, studio, home or outdoors. It’s your job to motivate your clients and get them to the peak of their physical health and wellbeing. And we get that, you’ve built up your personal trainer business, and that’s something worth protecting. With AXA, you can tailor your cover to protect your business, your employees, equipment and clients with our flexible insurance.

Personal trainers' insurance FAQs

Why do I need insurance for my personal training business?

Every time you take on a new client, you’re also taking on a new set of risks that could injure you or them. Accidents happen every day, no matter how careful you are. And you could end up having to pay out a lot of money – that’ll come directly out of your own pocket if you don’t have the right cover. Say a client injures themselves carrying out a training session you’ve set for them, and they blame you for the injury. Our professional indemnity will cover you for this. You may also want to cover yourself for loss of earnings if you suffer a personal injury and can’t work.

How much does personal trainers’ insurance cost?

Our business insurance for personal trainers offers you a range of cover options, which means the price will vary with what you choose. Getting the right protection is less expensive than you might think, and is easy to arrange online or over the phone.

What insurance can I choose for my personal trainer business?

With business insurance, you can select from the covers below to protect you. Build your own unique bundle of insurance, depending on your specific needs. That way, you only ever pay for what you need and nothing more. Tailor your cover by picking and choosing from:

What cover might I need for my personal training business?

Public liability insurance

Protect your business against accidental injury and property damage claims made by your customers, members of the public or people you visit.

More about public liability insurance.

Professional indemnity insurance

If people rely on your professional expertise, they can claim against you if they think you’ve made a mistake or given them bad advice. It covers the legal costs required to defend you, and if it turns out you’re in the wrong, it covers your compensation payments too.

More about professional indemnity insurance.

Employers' liability insurance

If you have employees, contractors, casual workers or temporary staff, it’s a legal requirement for you to take out employers’ liability insurance. It covers you for up to £10 million for any claims from staff may become unwell or suffer an injury as a result of working for you.

More about employers' liability insurance.

Personal accident

If you injure yourself during a session and are unable to work, we’ll provide you with a weekly or capital benefit.

Business equipment

If your valuable equipment that you use in your business for training purposes is damaged or stolen.

Van insurance

Make sure you stay on the road with cover that includes: doorstep repairs, a guaranteed courtesy van and your choice of optional extras.

More about van insurance.

Our customers say...

Average rating:
Based on
5 star ratings
4 star ratings
3 star ratings
2 star ratings
1 star ratings

Our customers’ reviews, independently moderated and managed by feefo. Based on 0 total reviews.



1 Based on AXA Business Insurance claims made between July 2018 and June 2019. Figures based on business insurance policies purchased direct through AXA Business Insurance online or over the phone.

*The guidance is provided on behalf of AXA by Arc Legal Assistance Ltd who are authorised and regulated by the Financial Conduct Authority.