* In 2019, 10% of painter and decorator customers paid £103.43 or less for their business insurance.

1 Based on AXA Business Insurance claims made between July 2018 and June 2019. Figures based on business insurance policies purchased direct through AXA Business Insurance online or over the phone.

Do I need insurance if I’m a self‑employed painter and decorator?

Yes, even self-employed painters and decorators need insurance.

Whether you specialise in painting exteriors or interiors, gloss or feature walls, this type of cover will protect you (and members of the public) in the case of accidents or injury. What happens if you fall off a ladder and are out of work for a while or spill a pot of paint over a client’s valuables? Risk comes with a heavy price tag.

Not sure you’ve got the means to splash out on these costs on your own? AXA’s business insurance will protect you if the worst happens.

How much does painter and decorator insurance cost?

In 2019, 10% of painter and decorator customers paid £104 or less for their business insurance* – but the quickest way to find out the cost of your insurance is to get a quote online.

It’ll only take a few minutes, plus you’ll get a 10% discount if you choose to buy online. Pay a one-off annual payment or choose to spread the cost over monthly payments (subject to acceptance criteria).

 

Want to talk?

From general questions to urgent support, our expert team are on-hand to help. Get in touch by phone, live chat or email.

 

What type of business insurance does a painter and decorator need?

Mix and match from the cover options below to blend the cover that you need.

Public liability insurance

Protects your business against claims, covering damages and legal costs that may be made against your business.

Find out more

Employers’ liability insurance

Covers claims for staff who’ve become ill or injured as a result of working for you. If you employ anyone (even on a voluntary basis), then it’s required by law.

Find out more

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* In 2019, 10% of painter and decorator customers paid £103.43 or less for their business insurance