*10% of our customers paid this or less between July and December 2025.

You work hard, that’s why AXA make it easy to buy business insurance.

If you provide your advice to clients, or offer other types of professional services, then professional indemnity could help safeguard you and your business. Because no matter how careful you are, mistakes happen. Protecting yourself against claims is easy when you choose to safeguard your livelihood with AXA.

What is professional indemnity insurance?

It helps protect your business if a client claims they’ve suffered a financial loss, as a result of advice you’ve given, or because of an error, omission or the service that you’ve provided. With professional indemnity insurance, you’re covered for the cost of legal fees, defence expenses and compensation payments if a claim is made against you, and you’re found to be negligent. This can help protect your business from potentially significant and unexpected costs.

If you’re unsure whether professional indemnity insurance applies to your business or you want to understand it in more detail, our guide on what is professional indemnity insurance, explains how it works and who typically needs it.

Who usually needs professional indemnity insurance?

Professional indemnity is typically only required by businesses that offer advice or professional services. For example:

Occasionally some trades will need this cover to protect them if they offer things like design services.

Your business is your livelihood – futureproof it today with AXA Business Insurance

We’re committed to helping businesses thrive – today, tomorrow and every day after.

  • Tailored cover that fits your business
    Choose from a combination of public liability, employers’ liability, professional indemnity and contents insurance.

  • Your choice of optional extras
    Add extra covers that you might need – like protection for legal expenses. Pay for what’s right for your business – no more, no less.

  • Instant proof of cover
    Need to have proof of your cover as soon as possible? No problem. When you get business insurance with AXA you can get proof of your cover and access your policy documents right away from within your AXA account.

  • Cover from a trusted insurer
    AXA is rated 4.6/52 stars on Feefo buy our customers, with over 18,000 reviews – now that’s cover you can rely on.

Get a quote today and Future You will thank you

Getting a quote with us is easy, simply click the link below and you’ll head into our online quote journey.

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*10% of our customers paid this or less between July and December 2025.

2Rated 4.6/5 based on 19,163 total reviews. Figure accurate as of 10/09/2025.