Business insurance for tradespeople

Ready to build cover that’s custom-fit to your business?

You’re a grafter. You turn up and get the job done. And you’re always on the go, travelling to jobs, working long hours to help repair and renovate homes and businesses.

Whatever your trade, AXA’s here to help. We take the stress out of getting insurance, offering protection you build to fit your needs: meaning you only pay for what’s right for your business.

Public liability insurance

Whether you work with water or wood, electricity or paint, an accident could happen at any time. If you’re hit with a claim and don’t have insurance, you’ll need to pay any costs out of your own pocket – which could be a serious blow to your business.

Public liability insurance will cover any legal fees or compensation costs in the event of accidental injury/damage to a third party or their property.

With AXA, you’ll get:

  • Up to £5 million protection
  • Cover for legal defense costs and compensation
  • Protection for temporary staff – up to 50 days a year free
  • Access to a 24/7 expert legal advice helpline

Our cover will start protecting you instantly, plus you’ll have a certificate of insurance you can pull out to show clients whenever you need it.

What other insurance can I get for my trades business?

Bolt-on core covers and optional extras to create insurance that’s custom-fit to you.

man and woman

Employers’ liability insurance

Have staff, apprentices or even temporary workers? You’re legally required to have this. It’ll protect your employees if they’re injured or fall ill as a result of working for you. With AXA, you’ll get £10 million as standard.

Find out more

Tools and equipment

Protect your tools against accidental loss, theft or damage with own plant tools and equipment cover. We’ll protect machinery, trailers and caravans too – plus up to £2000 worth of stock.

We can protect any equipment you’ve rented to do the job with our hired-in equipment cover

Find out more about Tools and Equipment insurance
legal services

Legal expenses

Up to £1 million cover for specialist legal support (up to £100,000 with any one claim), access to a 24/7 expert legal advice helpline and specific cover for VAT, taxation and employment.

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Contract works cover

Building a new house or property extension? If the project is destroyed or damaged part-way through, we’ll cover you against accidental loss, destruction or damage to the new structure and help you finish the job.


Van insurance

Stay on the road with van insurance from AXA. You’ll get accident recovery, roadside repairs and a guaranteed courtesy van – as well as cover for things like wrong fuel and lost keys.

Find out more

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