Business Insurance Competition Prize Draw – Terms and Conditions

AXA Services Limited, a company incorporated in England and Wales under company number 00446043 whose registered office is at 5 Old Broad Street, EC2N1AD is the “Promoter” of this prize draw (the “Prize Draw”). The Promoter is part of the AXA Group.

(The “AXA Group” means AXA UK Plc and its subsidiary companies, any holding company of AXA UK Plc and any subsidiary companies of such holding company, as such terms are defined in section 1159 of the Companies Act 2006.)

  1. To enter the Prize Draw, the entrant will need to be eligible, comply with and submit in accordance with the instructions provided below;
    • The entrant must have purchased a business insurance policy (“Policy”) directly through AXA, either online or via telephone.
    • The Policy must have been purchased between the commencement and closing times as listed below.
    • The entrant must have paid for the business insurance policy in full. The Prize Draw is not available to those policyholders who pay or have chosen to pay via monthly instalments.
    • A winner will be picked at random each day from the commencement date through to the closing date of the Prize Draw.
    • The winner must be agreeable to participating in PR or publicity activities resulting from the Prize Draw. For example, the winner providing consent for their business name to be used. No compensation will be awarded for such participation.
  2. The commencement time and date for entries is Sunday 1st December 2019 from 10:00 AM. The closing time and date for entries is Tuesday 24th December 2019 at 12:00PM. Entries received after this time will not be entered into the Prize Draw.
  3. Entrants must be residents in the UK and aged 18 or over. Proof of age may be required. Entries on behalf of another person will not be accepted. Only one entry per person will be accepted. Multiple or incomplete entries will be deemed to be invalid. The Prize Draw is only open to business insurance policyholders that are compliant with the terms as listed within these terms and conditions, excluding employees of any companies within the AXA group of companies or their associates, affiliated or subsidiary companies, and their families, agents, appointed representatives or anyone connected with or involved in the administration of the Prize Draw.
  4. By entering into the Prize Draw, the entrant is deemed to accept these terms and conditions and those of any relevant third party. Entries not complying with these terms and conditions will be invalid and will result in disqualification from the Prize Draw. If these terms and conditions are not accepted in full, then entrants should not enter the Prize Draw.
  5. One winner will be chosen each day until the end date of the Prize Draw. The first names chosen at random from all eligible entries received prior to the deadline for entries will be the winners. Details of the name and county of the winner can be obtained by writing to AXA Insurance, Commercial Direct, 5 Old Broad Street, EC2N1AD and including a stamped address envelope.
  6. A winner will be drawn on the following business day from the Prize Draw commencement date at 12PM each day until the end date of the Prize Draw. The winner will be notified by email on the day the winner is drawn by reply to the email or phone number supplied by the entrant at the time of entry.
  7. There will be one prize, each day for the duration of the Prize Draw. The prize will be the payment of the premium price (inclusive of insurance premium tax) paid by the winner, paid to the winners account (the “Prize”). In the event that, the winner is not contactable, the Promoter cannot reach the winner via email or telephone, the Prize shall be forfeited.

    The Promoter reserves the right to provide a substitute prize of equivalent or greater monetary value should the Prize become unavailable for reasons beyond the Promoter’s control. There will be no cash alternative and the prize is not transferable. The Promoter reserves the right to withdraw or amend this Prize Draw at any time without notice.
  8. If the Prize is unclaimed after reasonable efforts have been made by the Promoter to contact the winner or the Prize is declined, then the Promoter will be entitled to dispose of the Prize as it thinks fit.
  9. The Promoter will aim to release the Prize to the winners of the Prize Draw by the 31st of January 2020.
  10. The Prize Draw is only available for new customers therefore, mid-term adjustments or renewals will not be eligible for the Prize Draw. Customers who buy the policy via affiliate websites or cashback websites will not be eligible for the Prize Draw.
  11. The Promoter’s decision shall be final and legally binding on all entrants. No correspondence will be entered into.
  12. The Promoter cannot accept any responsibility for any damage, loss, injury or disappointment suffered by any person as a result of entering the Prize Draw or as a result of accepting the Prize. The Promoter gives no warranty or guarantee in relation to the Prize. Nothing in these terms and conditions shall exclude the liability of the Promoter for death or personal injury as a result of its negligence.
  13. The Prize will only be sent to a winner if and when the Promoter is satisfied of the winner’s eligibility. The Promoter may at its discretion disqualify any entrant if it has reasonable grounds to believe the entrant has breached any of these terms and conditions. The Promoter may also exercise this discretion to select an alternative winner.
  14. If the winner cancels their policy mid-term, after receiving the Prize, the winner will not then be entitled to a refund of the premium price paid for their policy. This is to prevent the Promoter from double reimbursing.
  15. The Promoter reserves the right to delay, postpone or cancel the Prize Draw in the event of circumstances outside its reasonable control, which it considers make it necessary for it to do so.
  16. The Prize may be liable to tax. Any tax liability shall be the responsibility of the winner. If any provision of these Terms and Conditions is held invalid by any law, rule, order or regulation of any government, or by the final determination of any court of a competent jurisdiction, such invalidity shall not affect the enforceability of any other provisions not held to be invalid.
  17. The Promoter accepts no responsibility for incorrectly completed, lost or delayed entries, notices, acceptances, tickets or other documents relating to the Prize Draw or the Prize. Proof of transmission will not be accepted as proof of receipt.
  18. The instructions provided at the point of entry form part of the terms and conditions of the Prize Draw, and in the event of a conflict, these terms and conditions take precedence.
  19. The Promoter reserves the rights to amend these terms and conditions at any time. Revised terms and conditions will be available via the AXA website
  20. Please keep these terms and conditions for future reference.
  21. If any of these clauses should be determined to be illegal, invalid or otherwise unenforceable then it shall be severed and deleted from these terms and conditions and the remaining clauses shall survive, remain in full force and effect.
  22. These terms and conditions shall be governed by and construed in accordance with English law and any disputes arising from these terms and conditions shall be subject to the exclusive jurisdiction of the Courts of England and Wales.

Data Protection Notice

  1. By entering the Prize Draw the entrant agrees that the Promoter may collect personal information from entrants under the Data Protection Act 1998. The entrant agrees that the Promoter may only use the personal information collected:
    1. to administer the Prize Draw;
    2. to notify the winner and to notify other entrants of the winner should they so request;
    3. to contact entrants about the answers they have supplied in one of the surveys. We may do this by email or telephone. The entrant may change their mind at any time by writing to AXA Insurance, Commercial Direct, 5 Old Broad Street, EC2N1AD; and
    4. for the purposes of confirming the Prize Draw winner on the Promoter’s website, social media and within promotional emails. The winner may be asked to participate in PR or publicity activities resulting from the Prize Draw. No compensation shall be awarded for such participation.
  2. Unless the entrants expressly consented to the use of their personal information for future marketing purposes, the entrants’ personal information will not be used by the Promoter for any purpose other than those listed above.