Business insurance

Ready to create insurance tailor-made for your business?

As a business owner, you’re in charge of the whole show.

One-man-band or established operation, you’re the name in the frame and it’s your job to take responsibility – whatever happens. When you’re as busy as you are, there isn’t time to spare stressing about insurance.


You work hard, so AXA make insurance easy

Choose tailored cover you create for yourself, guided online quotes and a UK-based contact centre to help with any tricky bits. Meaning you can get back to the important stuff: the day job.

Public liability insurance

Working with clients or customers, either on your premises or theirs?

Whether you work from a studio, an office, shop or workshop – wherever it is that you carry out your business, public liability insurance can protect you in case of third party damage or injury.

Without it, if you’re hit with a claim and don’t have insurance, you’ll need to pay any costs out of your own pocket – which could be a serious blow to your business.

Public liability insurance will cover any legal fees or compensation costs in the event of accidental injury/damage to a third party or their property.

With AXA, you’ll get:

  • Up to £5 million protection against third-party injury or damage
  • Protection for temporary staff – up to 50 days a year free
  • Access to a 24/7 expert legal advice helpline

Our cover will start protecting you instantly, plus you’ll have a certificate of insurance you can pull out to show clients whenever you need it. 

Professional indemnity insurance

Provide advice, designs or expertise to your clients? Professional indemnity insurance can protect you. You’ll get up to £5m cover to help you deal with any legal fees and compensation costs that arise as a result of a claim. Start from the day you buy your policy or fix it to cover you from your company’s date of formation – meaning you can stay protected for all of the work you’ve done.

You’ll get:

  • Up to £5m cover*
  • Paid defence costs – including solicitors’ fees and expert counsel – and compensation costs arising from the loss of a claim
  • Specialist policies availablefor accountants, surveyors and many other professions

What other kinds of insurance can I get?

Customise your cover with these additional core products and add-ons.

man and woman

Employers’ liability insurance

£10 million worth of cover for your employees if they’re injured or become ill as a result of working for you. It’s a legal requirement under the Employers’ Liability Act 1969.

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Business equipment

Protect essential technology you use to stay connected – we’ll cover mobiles, laptops, tablets and computers wherever you travel in the UK.

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legal services

Legal expenses

Up to £1 million cover for specialist legal support (up to £100,000 with any one claim), access to a 24/7 expert legal advice helpline and specific cover for VAT, taxation and employment.

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Tools and equipment

Protect your tools against accidental loss, theft or damage with own plant tools and equipment cover. We’ll protect machinery, trailers and caravans too – plus up to £2000 worth of stock.

We can protect any equipment you’ve rented to do the job with our hired-in equipment cover

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Van insurance

Stay on the road with van insurance from AXA. You’ll get accident recovery, roadside repairs and a guaranteed courtesy van – as well as cover for things like wrong fuel and lost keys.

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* may not be available for all professions.