AXA Commercial launches enhanced Management Liability proposition

7 May 2025

Posted in Product

  • AXA Commercial has launched an enhanced Management Liability proposition under its new ‘Prevent and Protect’ banner
  • Refreshed proposition focuses on education, ensuring customers are informed and prepared
  • Partnership with leading legal firm rradar continues, with expert legal advice and guidance included in cover

AXA Commercial has today (8 May) launched an enhanced Management Liability proposition under its new ‘Prevent and Protect’ banner, with an emphasis on education and preparedness.

Management Liability Prevent & Protect (MLP&P) is the first in a range of financial lines propositions that will be released over the coming months, helping customers to better manage risk and providing expert guidance at no additional cost. 

MLP&P includes three types of insurance cover - Directors and Officers Liability, Company Legal Liability and Employment Practices Liability.

Customers will also benefit from the continuation of AXA’s 10-year relationship with law firm rradar, helping them understand the legal risks that surround their business and guiding them through any issues they may face.

The enhanced MLP&P offering features a number of benefits including:

  • Available to businesses with turnovers of up to £100m (previously £50m and unlimited on referral to underwriting team)
  • Wider range of trades covered and now available to trade digitally
  • Enhanced coverage with new covers and increased limits
  • Huge online library of informative documents and templates
  • Legally privileged expert advice and representation
  • 24/7 Crisis management support

Management liability insurance covers a variety of issues that aren’t included in business interruption, property and casualty or buildings policies. For example, if a company’s directors are being sued, if support is needed for health and safety issues, for data leaks or fraudulent attempts by third parties or employees – key business critical areas that aren’t covered elsewhere.

Management liability is a growing market and we’ve seen a 50% increase in demand over the past four years. For us, prevention is a key factor. Virtually every SME will need to speak to a solicitor at some point, so we’re offering our customers access to tried and tested expertise from rradar as part of their policy.

Not only is there no additional cost, but they can be reassured they are receiving advice from reliable and knowledgeable legal experts. The enhanced benefits offered by our upgraded product put an emphasis on helping prevent our customers having to make a claim.

Callum Taylor, Technical Director at AXA Commercial

While preventing claims isn’t always possible, AXA’s MLP&P includes a protective element designed to provide support if the worst happens.

The financial cost is just one aspect of a claim—stress, reputational damage, and other intangible impacts can be even more significant, so the support and guidance offered by this product is invaluable.

AXA Commercial supports more than 70,000 Management Liability customers. In the past year there were more than 300,000 interactions with businesses seeking help and advice, with most issues being HR related, such as disciplinary matters, contracts and training.

rradar’s contribution to AXA’s MLP has enabled us to disrupt the industry and differentiate the policy, delivering a truly market-leading proposition. Today, we empower many thousands of businesses to act proactively with our embedded legal and risk management support. The launch of their Management Liability Prevent and Protect line will help many thousands more run smarter businesses.

Gary Gallen, Founder and CEO at rradar

For more information about AXA Commercial’s enhanced MLP&P proposition, visit: Management Liability Policy | Commercial Lines | AXA Connect