Home contents insurance helps give you added security and peace of mind. But to get the right cover, you need to know the total value of your contents and valuables. Luckily, AXA's contents insurance calculator is here to help take any potential stress out of protecting your bubble.
Knowing how much your personal possessions are worth help you get a more accurate estimate from our contents calculator. And as a result, we hope you find a home contents insurance policy that works for you.
How to work out the value of your contents
Here are some simple tips to help you estimate what your things are worth:
- Go into each room and list everything you own. Include furniture, decorations, curtains, carpets and soft furnishings. Don’t forget things in your attic, shed or garage.
- Once you have your list, guess the cash value of each item. Be realistic. If you’re stuck, look online for similar items to get an idea.
- Use up-to-date valuations for expensive items like watches and jewellery, as their worth can go up over time. Conversely, some items may actually end up costing less to replace as new.
- Think about replacing items as new, not their current condition.
- Add up the full cost of your list for each room and you’ll have a ball-park for the level of cover you need.
- Don’t underestimate the value of your valuables and contents. If you do, your home insurance claim may only be settled up to the policy limit.
Contents insurance calculator
To get an idea of what your belongings are worth, use the dropdown boxes to select the rough value of each type of item in your house, room by room.
Living room
Sofas
£
Other furniture
£
Laptops, computers and IT equipment
£
TV and other electricals
DVDs, video games and books
£
Carpets, curtains and soft furnishings
£
Kitchen
Fridge freezer
£
Oven and cooker
£
Microwave, toaster and other electricals
£
Pots, pans and utensils
£
Crockery, cutlery and glassware
£
Washing machine, tumble dryer and dishwasher
£
Dining room
Table and chairs
£
Other furniture
£
Electricals
£
Carpets, curtains and soft furnishings
£
Bedrooms
Beds
£
Furniture
£
Shoes and clothes
£
Bedding, carpets and curtains
£
Laptops, computers and IT equipment
£
TV and other electricals
Jewellery and valuables
Jewellery and watches
£
Silverware
£
Pictures and ornaments
£
Antiques
£
Bathroom
Cabinets, shelving and mirrors
£
Soft furnishings
£
Electricals
£
Garage, shed and garden
Bicycles
£
Exercise equipment
£
Outdoors gear
£
Gardening equipment
£
Tools
£
Lawnmowers
£
Garden furniture
£
Play equipment
£
Toys
£
Miscellaneous
Miscellaneous
£
The total cost of your belongings are:
£
