Employers' liability insurance

Employers' liability insurance is a legal requirement for any company with employees. AXA's cover gives you the reassurance you need – and more. If people work for your business, it's your business insurance.

Why your business may need employers' liability insurance

  • It is a legal requirement if you have one or more employees – including any full time or part time workers, voluntary employees, contractors and sub-contractors or non-contract staff.
  • Your business could be prosecuted and fined by the authorities if you do not have cover of at least £5 million.
  • You could face a major claim for compensation if a member of your staff suffers injury or illness as a result of working for your business.

As a business owner you make every effort to ensure the wellbeing of the people who work for you. But if an employee makes a claim against your business, we cover your legal liability up to £10 million.

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Existing customers

To view/amend policy, make a claim and more, select a product below.



Important information for existing customers

For any information on your existing employers' liability insurance, please call our help team on 0845 606 0940. Lines are open Monday to Friday, 8am to 6pm