Skip to main content

Our cookie policy


We use cookies to give you the best possible experience of our website. If you continue, we'll assume you're happy for your web browser to receive all cookies from our website. See our cookie policy for more information on cookies and how to manage them.

  • Professional indemnity insurance

  • Protect yourself from just a year*

    • Choice of cover levels (up to £5 million)
    • Your defence costs are paid – including solicitors’ fees and expert counsel
    • Compensation bills are paid
    • Specialist policies available – for accountants, surveyors and many more professions
  • Find out more

    What’s covered?

    Find out what’s covered by AXA Professional Indemnity Insurance, so you get the protection that’s right for you.

    Do I need PI?

    Not sure if you need professional indemnity insurance? We’ll help make things clearer for you.

  • ...

    Running a business isn't easy.


    Get a quote


  • Tailor your professional indemnity policy to meet your needs

    You can add various optional extras to your professional indemnity policy, including cover for:

    • Data protection and copyright breaches
    • Defamation
    • Breach of confidentiality
    • Business equipment
    • Loss of documents
    • Bodily injury (from breach of professional duty)
    • Dishonesty of employees
    • Court attendance costs
    • Public liability
    • Employers’ liability

    Find out more about these optional extras in our ‘What’s covered?’ section.

  • Specialist professional indemnity policies

    If you belong to a professional body or industry association, professional indemnity insurance may be compulsory. And even if you don’t, many professions will almost certainly need PI insurance.

    That’s why we provide specialist professional indemnity policies for certain professions and occupations, including:

    Professional indemnity insurance for business consultants

    We know making recommendations for other people’s businesses requires a high level of expertise. But what works well for one company could result in unexpected losses for another.

    And if the business you’re consulting for thinks your specialist advice has caused them to lose money, they could make a claim against you.

    If they do, our professional indemnity insurance for consultants can protect you.

    With us, you’ll have up to £5 million cover to rely on. And you’ll also be able to add a number of optional extras, including cover for copyright breaches, defamation and breach of confidentiality.

    That way, you’ll have the peace of mind to get on with your job – and you can leave the worrying to us.

    Professional indemnity insurance for accountants and bookkeepers

    From accidentally giving a customer the wrong price to mixing up a client’s tax return, even the best accountants and bookkeepers make mistakes.

    But with AXA’s professional indemnity insurance for accountants, you’ll have the peace of mind that you’re covered if your client makes a claim against you.

    AXA are approved insurers for the Institutes of Chartered Accountants and our professional indemnity insurance complies with their requirements. So if you’re a member of ICAEW, ICAS or ICAI, we’ve got you covered.

    Our professional indemnity insurance is also suitable for members of other professional bodies in the accountancy profession, such as ACCA, CIOT and ATT. Now that’s cover you can count on.

    Professional indemnity insurance for architects

    As an architect, we know planning is your bread and butter. But in business, there are some things you just can’t plan for.

    And if you make a mistake or if your client thinks you’ve given them bad advice that’s caused them to lose money, they could make a compensation claim against you.

    Thankfully for you, our professional indemnity insurance has been specially built with architects like you in mind.

    It covers your legal costs and compensation payments – and meets the criteria specified by the Architects Registration Board.

    So if you’re a member of the Royal Institute of British Architects (RIBA) or the Royal Institute of Architects Scotland (RIAS), we’ve got you covered.

    Professional indemnity insurance for IT consultants

    Whether you’re a self-employed IT consultant or run a small consultancy firm, it’s typically you that’s responsible for advising clients on how to improve their IT systems and software.

    And while you’re an expert in your field, one small mistake could lead to you losing sensitive data or missing a deadline – and those are problems you can’t just turn off and on again.

    If you do make a mistake, we’re there to protect you. With our professional indemnity insurance for IT consultants, you get protection you can rely on.

    You’ll have up to £5 million cover for legal defence and compensation costs – and you’ll also have the option of adding cover for data protection breaches and loss of business equipment.

    Professional indemnity insurance for creative, marketing and media professionals

    From designing websites and writing copy, to advising your client on how to manage their reputation, creative, marketing and media professionals like you provide expert advice day in, day out.

    But even the smallest mistake, like making a typo on a client’s design to accidentally using a copyright-protected image without permission, could lead to an unhappy client and a big compensation claim.

    With our professional indemnity insurance though, your legal defence and compensation costs are covered as standard. And you’ll have the option of adding defamation and breach of copyright cover too.

    Here’s a small selection of the creative, marketing and media professions that we cover:

    • Designers (including graphic designers, web designers, fashion designers and interior designers)
    • PR professionals
    • Copywriters and proofreaders
    • Party planners
    • Videographers

    Professional indemnity insurance for contractors

    As a contractor, you know just how different one job can be from the next. And since your clients are relying on the wealth of knowledge and experience you bring to each project, you’re in a position of trust.

    But not everything always goes to plan. And that’s when professional indemnity insurance for contractors comes in.

    With up to £5 million cover to rely on, you’ve got peace of mind in knowing you’re covered if a client makes a compensation claim resulting from your services or advice.

    Professional indemnity insurance may also be required by some clients – so purchasing cover can help make sure you’re best placed for all the business opportunities that come your way.

    Other occupations

    As well as the occupations listed above, we also provide professional indemnity insurance to around 200 other professions and occupations, including:

    • Management consultants
    • Training consultants
    • Estate agents – suitable for members of the National Association of Estate Agents
    • Programmers
    • Surveyors – complies with the requirements of the Royal Institution of Chartered Surveyors
    • Telecommunication consultants

    If your occupation or profession isn’t listed, don’t worry. We may still be able to protect you.

    Click on the button below to get a quote in a matter of minutes. And if you buy a policy online, you’ll save 10%. It’s the protection you’d expect from AXA – for less.

  • Underwritten by AXA Insurance UK plc. Terms, conditions, eligibility and exclusions apply

    About us

    At AXA Business Insurance, we give you the protection you need to grow your business, which is reflected in our customer service score of 4.8 out of 5 based on 4231 reviews as of 26 April 2016. We offer business insurance online to sole traders, self-employed people and small and medium-sized businesses, as well as landlord and van insurance – for business or personal use.

  • Sales Enquiries

    0330 159 1520*


    Customer Services

    0330 159 1508*

    Live chat** Request a callback

    *We’re open Monday to Friday 8am to 8pm, and Saturday 9am to 2pm. Calls are charged at local rate and may be recorded or monitored.

    **Live chat is available Monday to Friday, 9am to 5pm. Please be aware that during busy times, there may be a short wait.