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  • Public liability insurance

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  • Accidents and slip-ups hurt

    But they don’t need to hurt your business

    No matter how careful you are, slip-ups and accidents happen – and that means compensation claims happen too. But that’s where public liability insurance comes in.

    From just £57 a year1, it can help protect your small business against accidental injury and property damage claims made by your customers, members of the public or people you visit. And with the average settlement costing around £13,5002, public liability insurance is a small price to pay for the protection you need – and the peace of mind you want.


    Get 12 months’ cover for the price of 10*

    For a limited time only, get 12 months’ public liability cover for the price of 10 – on top of the 10% you automatically save when you buy online3.

    Simply copy the code below and paste it into the ‘promotional code’ field when you get your quote

    AXA2FREE  


    Or call us on 0330 159 6971**

    110% of our customers paid this or less between July and September 2015.

  • Standard policy benefits

    • Up to £5 million protection
    • Cover for legal defence costs and compensation
    • Temporary staff covered – up to 50 days a year free
    • £250 compensation per day for court attendance to defend a claim made against you
    • 24-hour legal hotline

    Do I need public liability insurance?

    We all like to think the worst will never happen to us – but public liability claims can happen to anyone. And if it’s your business involved, it's not someone else’s neck on the line – it’s you that could be held responsible and faced with a claim for compensation.

    Unlike employers’ liability insurance, public liability cover isn’t a legal requirement. But most businesses do need it – and some contracts and clients might even require it.

    So do you need public liability insurance? Well, if you want to protect your business, and you want the peace of mind to get on with your job, can you really afford not to have it?



  • *10 months’ payment will be spread over 12 months. Applicable to new business insurance customers in their first year only. Offer available for a limited time. Terms and conditions apply. Underwritten by AXA Insurance UK PLC.

    **We’re open Monday to Friday, 8am to 8pm and Saturday, 9am to 2pm. Calls are charged at local rate and may be recorded or monitored.

    2Based on public liability settlements made by AXA in 2013.

    3You will receive an automatic 10% discount for getting a quote online. Your offer will then be applied to the already discounted price.

  • Find out more

    whats covered


    What’s covered?

    Get the level of cover and optional extras you need to suit your business – not someone else’s.

    8 reasons to choose AXA


    Why choose us?

    We think there are lots of reasons to choose AXA Public Liability Insurance. Here are eight for starters.

  • 0330 159 1520*
    Live chat** Request a callback

    *We’re open Monday to Friday 8am to 8pm, and Saturday 9am to 2pm. Calls are charged at local rate and may be recorded or monitored.

    **Live chat is available Monday to Friday, 9am to 5pm. Please be aware that during busy times, there may be a short wait.

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