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  • Public liability insurance

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  • Protect your business from just £57 a year*

    and get AXA Business Club rewards and discounts for free**

    Limited time only
     Get a public liability quote

    or find out more about AXA Business Club

    *10% of our customers paid this or less for public liability insurance between November 2015 and January 2016.

    Rewards and discounts include...


    Special members’ prices at Odeon and Cineworld cinemas


    Free comprehensive phone insurance


    Save up to 50% at over 7,000 UK restaurants

  • Accidents and slip-ups hurt

    But they don’t need to hurt your business

    No matter how careful you are, slip-ups and accidents happen – and that means compensation claims happen too. But that’s where public liability insurance comes in.

    From just £57 a year1, it can help protect your small business against accidental injury and property damage claims made by your customers, members of the public or people you visit. And with the average settlement costing around £13,5002, public liability insurance is a small price to pay for the protection you need – and the peace of mind you want.

  • 110% of our customers paid this or less between November 2015 and January 2016.

  • Standard policy benefits

    • Up to £5 million protection
    • Cover for legal defence costs and compensation
    • Temporary staff covered – up to 50 days a year free
    • £250 compensation per day for court attendance to defend a claim made against you
    • 24-hour legal hotline

    Do I need public liability insurance?

    We all like to think the worst will never happen to us – but public liability claims can happen to anyone. And if it’s your business involved, it's not someone else’s neck on the line – it’s you that could be held responsible and faced with a claim for compensation.

    Unlike employers’ liability insurance, public liability cover isn’t a legal requirement. But most businesses do need it – and some contracts and clients might even require it.

    So do you need public liability insurance? Well, if you want to protect your business, and you want the peace of mind to get on with your job, can you really afford not to have it?

  • Find out more

    whats covered

    What’s covered?

    Get the level of cover and optional extras you need to suit your business – not someone else’s.

    8 reasons to choose AXA

    Why choose us?

    We think there are lots of reasons to choose AXA Public Liability Insurance. Here are eight for starters.

  • Underwritten by AXA Insurance UK plc. Terms, conditions, eligibility and exclusions apply

    **When you purchase business insurance, you’ll get an email to activate your AXA Business Club account within 7-10 days. Once activated, you’ll have access to AXA Business Club for 12 months.

    The offer only applies to business insurance policies purchases on or after 11 April 2016. It is only applicable to intended recipients and is subject to availability.

    You will not receive access to AXA Business Club if you have previously taken out an AXA Business Insurance policy.

    AXA Business Club is for new customers only. AXA Business Club offers are provided and administered by Huddlebuy Ltd. Registered address: Ground Floor Broken Wharf House, 2 High Timber Street, London, EC4V 3QT

  • About us

    At AXA Business Insurance, we give you the protection you need to grow your business, which is reflected in our customer service score of 4.8 out of 5 based on 4231 reviews as of 26 April 2016. We offer business insurance online to sole traders, self-employed people and small and medium-sized businesses, as well as landlord and van insurance – for business or personal use.

  • 0330 159 1520*
    Live chat** Request a callback

    *We’re open Monday to Friday 8am to 8pm, and Saturday 9am to 2pm. Calls are charged at local rate and may be recorded or monitored.

    **Live chat is available Monday to Friday, 9am to 5pm. Please be aware that during busy times, there may be a short wait.

  • Do get protected