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  • Public liability insurance

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    Running a business isn't easy.


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  • Accidents and slip-ups hurt

    But they don’t need to hurt your business

    No matter how careful you are, slip-ups and accidents happen – and that means compensation claims happen too. But that’s where public liability insurance comes in.

    From just £57 a year1, it can help protect your small business against accidental injury and property damage claims made by your customers, members of the public or people you visit. And with the average settlement costing around £13,5002, public liability insurance is a small price to pay for the protection you need – and the peace of mind you want.

  • 110% of our customers paid this or less between November 2015 and January 2016.

  • Standard policy benefits

    • Up to £5 million protection
    • Cover for legal defence costs and compensation
    • Temporary staff covered – up to 50 days a year free
    • £250 compensation per day for court attendance to defend a claim made against you
    • 24-hour legal hotline

    Do I need public liability insurance?

    We all like to think the worst will never happen to us – but public liability claims can happen to anyone. And if it’s your business involved, it's not someone else’s neck on the line – it’s you that could be held responsible and faced with a claim for compensation.

    Unlike employers’ liability insurance, public liability cover isn’t a legal requirement. But most businesses do need it – and some contracts and clients might even require it.

    So do you need public liability insurance? Well, if you want to protect your business, and you want the peace of mind to get on with your job, can you really afford not to have it?

  • Get a quote in just minutes

    Charlie protects his business with AXA.

    Why don't you?

    'I’ve thankfully never had to make a claim, but my business insurance is my security – and AXA are the best guys for the job.'

    Charlie, Charlie's Plumbing Services


    2Based on public liability settlements made by AXA in 2013.

  • Find out more

    whats covered

    What’s covered?

    Get the level of cover and optional extras you need to suit your business – not someone else’s.

    8 reasons to choose AXA

    Why choose us?

    We think there are lots of reasons to choose AXA Public Liability Insurance. Here are eight for starters.

  • Underwritten by AXA Insurance UK plc. Terms, conditions, eligibility and exclusions apply

    About us

    At AXA Business Insurance, we give you the protection you need to grow your business, which is reflected in our customer service score of 4.8 out of 5 based on 4231 reviews as of 26 April 2016. We offer business insurance online to sole traders, self-employed people and small and medium-sized businesses, as well as landlord and van insurance – for business or personal use.

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