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  • What’s covered?

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  • Whats covered
  • What’s covered by employers’ liability insurance?

    Find out here – and only pay for the cover you need

    As standard, you’ll get

    • £10 million cover
    • Cover to pay health and safety law prosecution costs
    • Automatic cover for temporary employees for up to 50 working days
    • £250 compensation per day if you need to attend court
    • Access to our 24-hour legal helpline

  • Tailor your policy

    Public liability Protect your business against accidental injury and property damage claims made by your customers, members of the public or people you visit with public liability insurance.
    Professional indemnity If people rely on your professional services or advice, they could sue you if they believe you’ve made a mistake. Professional indemnity insurance protects you from compensation claims and hefty legal fees.
    Business equipment If you’re a business professional, we can cover your portable business equipment in case they’re accidentally damaged, lost or stolen.
    Own plant, tools and equipment If you’re a tradesman, you can also insure your tools, plant and equipment for damage, theft and loss.
    Hired in plant You’ll also have the option of covering hired tools and plant that are accidentally lost, damaged or destroyed in your care.
    Contract works If you’re working on a construction project and there’s an accident that causes damage or destruction, contract works cover helps you recoup the costs and get the project back on track.
    Personal accident  capital benefits We’ll give you a lump sum payment of £2000 if you or a key partner under 75 is involved in an accident that results in death, permanent disability, or loss of limb or sight.
    Personal accident  weekly benefits If a key partner under 75 is temporarily injured and unable to work, we’ll pay their weekly wage until they recover.
  • Find out more

    Your policy details

    Policy documents

    View your policy details to find out all you need to know about AXA Employers' Liability Insurance.

    Employers' liability insurance cta

    AXA EL Insurance

    Find out how AXA Employers’ Liability Insurance can protect you, your people and your business.

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