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  • Personal trainers’ insurance

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  • Why choose AXA business insurance for personal trainers

    • We pay out on 99% of claims1
    • Tailor your cover with public liability cover, employers’ liability—and more
    • With cover for legal expenses, you get access to a free legal and tax helpline when you need advice
    • Gives you flexibility to change your cover as your business grows

    Already know what you need?

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    Need help picking cover?

    Visit our Business Insurance Wizard


    Protect your personal trainer business. Get business insurance from AXA

    There’s nothing quite as rewarding as running your own business, but we know how tough it can be. You work with members of the public on a regular basis in the gym, studio, home or outdoors. It’s your job to motivate your clients and get them to the peak of their physical health and wellbeing. And we get that, you’ve built up your personal trainer business, and that’s something worth protecting. With AXA, you can tailor your cover to protect your business, your employees, equipment and clients with our flexible insurance.

    Personal trainers’ insurance FAQs

    Why do I need insurance for my personal training business?

    Every time you take on a new client, you’re also taking on a new set of risks that could injure you or them. Accidents happen every day, no matter how careful you are. And you could end up having to pay out a lot of money – that’ll come directly out of your own pocket if you don’t have the right cover. Say a client injures themselves carrying out a training session you’ve set for them, and they blame you for the injury. Our professional indemnity will cover you for this. You may also want to cover yourself for loss of earnings if you suffer a personal injury and can’t work.

    How much does personal trainers’ insurance cost?

    Our business insurance for personal trainers offers you a range of cover options, which means the price will vary with what you choose. Getting the right protection is less expensive than you might think, and is easy to arrange online or over the phone.

    Feefo service rating. See what our customers say about us - new window

    "Top service from a company that has consistently been so. Well trained people based in UK. It doesn't get any better."

    Get a quote now



    What insurance can I choose for my personal trainer business?

    With business insurance, you can select from the covers below to protect you. Build your own unique bundle of insurance, depending on your specific needs. That way, you only ever pay for what you need and nothing more. Tailor your cover by picking and choosing from:

    Public liability insurance

    Protect your business against accidental injury and property damage claims made by your customers, members of the public or people you visit

    Professional indemnity insurance

    If people rely on your professional expertise, they can claim against you if they think you’ve made a mistake or given them bad advice. It covers the legal costs required to defend you, and if it turns out you’re in the wrong, it covers your compensation payments too.

    Employers' liability insurance

    If you have employees, contractors, casual workers or temporary staff, it’s a legal requirement for you to take out employers’ liability insurance. It covers you for up to £10 million for any claims from staff may become unwell or suffer an injury as a result of working for you.

    Personal accident

    If you injure yourself during a session and are unable to work, we’ll provide you with a weekly or capital benefit.

    Business equipment

    If your valuable equipment that you use in your business for training purposes is damaged or stolen.

    Van insurance

    If you use a van for work we can cover you and help keep you on the road, with accident recovery, roadside repairs and a guaranteed courtesy van*. Find out more about AXA van insurance.

    1Based on AXA Business Insurance claims made between March 2017 and February 2018. Figures based on business insurance policies purchased direct through AXA Business Insurance online or over the phone.

    2Our 96% customer service rating (4.8 out of 5) is based on 4746 customer reviews on independent review system, feefo, as of Friday 9 September 2016

    *When your van is under repair by one of our Approved Repairers. Not applicable for total loss claims.

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