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  • Public liability insurance

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  • Protect your business from just a year*

    • Up to £5 million protection
    • Cover for legal defence costs and compensation
    • Temporary staff covered – up to 50 days a year free
    • £250 compensation per day for court attendance to defend a claim made against you
    • With an option to pay monthly by installments for public liability insurance
    • 24-hour legal hotline
  • Find out more

    What’s covered?

    Get the level of cover and optional extras you need to suit your business – not someone else’s.

    Why choose us?

    We think there are lots of reasons to choose AXA Public Liability Insurance. Here are eight for starters.

  • ...

    Running a business isn't easy.


    Get a quote


  • Accidents and slip-ups hurt – but they don’t need to hurt your business

    No matter how careful you are, slip-ups and accidents happen – and that means compensation claims happen too. But that’s where public liability insurance comes in.

    From just a year*, it can help protect your small business against accidental injury and property damage claims made by your customers, members of the public or people you visit.

    And with the average settlement costing around £13,500**, public liability insurance is a small price to pay for the protection you need – and the peace of mind you want.

  • Do I need public liability insurance?

    We all like to think the worst will never happen to us – but public liability claims can happen to anyone. And if it’s your business involved, it's not someone else’s neck on the line – it’s you that could be held responsible and faced with a claim for compensation.

    Unlike employers’ liability insurance, public liability cover isn’t a legal requirement. But most businesses do need it – and some contracts and clients might even require it.

    So do you need public liability insurance? Well, if you want to protect your business, and you want the peace of mind to get on with your job, can you really afford not to have it?

  • Underwritten by AXA Insurance UK plc. Terms, conditions, eligibility and exclusions apply

    About us

    At AXA Business Insurance, we give you the protection you need to grow your business, which is reflected in our Feefo customer service score of 4.8 out of 5 based on 4231 reviews as of 26 April 2016. We offer business insurance online to sole traders, self-employed people and small and medium-sized businesses, as well as landlord and van insurance – for business or personal use.

  • **Based on public liability settlements made by AXA in 2013.

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    **Live chat is available Monday to Friday, 9am to 5pm. Please be aware that during busy times, there may be a short wait.