Car insurance optional extras


With so many car insurance companies to choose from, finding the right cover for your individual needs is essential. You can choose from a range of optional extras to suit your personal circumstances.

Courtesy car

Courtesy car upgrade

When you take out our courtesy car upgrade, if you lose the use of your car due to a valid car insurance claim, we’ll ensure your hire car is a similar size to your own car. So if you drive a 7-seater, we’ll do our best to make sure you get a 7-seater hire car, while your car's being repaired.

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Breakdown cover

Make sure that you and your family are kept safe and aren't left stranded by the roadside with one of our breakdown products.

Choose from: Roadside, Rescue, Rescue & Home Assist and European.

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Legal cover

Up to £100,000 in legal fees for our approved solicitors to get back uninsured losses from the person we can prove was responsible for an accident you were involved in.

If you were not at fault, legal cover could recover your excess, additional transport costs and earnings lost because of the accident, plus pay your medical expenses and help you get compensation for injuries.

Personal Injury

Personal injury and rehabilitation

With AXA's improved Personal Injury & Rehabilitation cover, you can rely on up to £100,000 if you are injured in your car - even if the accident was your fault. It's valuable financial support which could make a big difference to you and your family.

What's more, we can provide specialist medical care and rehabilitation to help you return to health following injury. Physiotherapy, MRI scans and chiropractic treatments are just a few of the services our experts could arrange to put you on the road to recovery.

Even the safest drivers don't know what's around the corner, so it's reassuring to know you're taking extra care, just in case.

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Cover to protect your No Claims Discount

It can take a lot of skill and safe driving to earn a No Claims Discount, so it would be a shame for one little mistake to cost you the rewards you've built up.

Adding No Claims Discount protection to your car insurance will allow you to have one claim in a year or two claims in a three year period without affecting your No Claims Discount.

With AXA you can earn up to 20 years' No Claims Discount, so protecting it is the easy way to keep all your years safe.

What’s covered?

Find out what's covered as standard with our comprehensive and third party, fire and theft cover on our cover levels page.

Policy documents

Read our sample policy documents for more detail on our optional extras.