As most policies renew automatically, make a note of the date you took out your cover. Then, you can shop around for the best deal when you’re close to renewal.
Staying on top of your car insurance renewal quote and seeing whether your cover is still the best option for you is a must. Your premiums can also change as insurers learn more about how you drive. Find out how to keep your renewal price low and when is the best time to renew your car insurance with AXA.
In this section:
- When does my car insurance expire?
- Auto renewal car insurance
- Compare car insurance quotes
- Car insurance renewal process
- Tips to lower your car insurance
- No Claims Discount
- Frequently asked questions
When does my car insurance expire?
Your car insurance will be due for renewal a year after you took out your cover with your insurer. You can quickly check your car insurance expiry date and time on your cover certificate or if you’ve got your insurance with us in your AXA online account.
As your renewal approaches, your insurer will send you a renewal quote. You can also check the date on your policy schedule and certificate you received when you took out your car insurance.
Auto renewal car insurance
Anyone that’s had a policy for a few years now may have noticed their car insurance renewed automatically. Most policies auto-renew, but check your policy's terms and conditions of yours if you’re unsure.
You may not want to stick with the same insurer for the following year. If you want to cancel your auto-renewal, just get in touch with your insurer and they can change your preferences.
Remember, you need a new policy in place as you're required to have motor insurance at all times under UK law.
Compare car insurance quotes
With the number of insurance providers to choose from in the UK, it’s a great idea to compare car insurance quotes before taking out any cover.
It’s always worth looking around to find the best car insurance deals for you. Consider different types of cover and try to save money with car insurance offers like our MultiCar insurance.
At AXA we offer a wide range of optional extras to make your policy fit you:
- Breakdown Cover
- Personal Injury and Rehabilitation Cover
- Courtesy Car Or Courtesy Car Upgrade
- Protected No Claims Discount
- Legal Cover
Car insurance renewal process
When it comes to renewing your car insurance, your policy may auto-renew, so you don’t need to do anything if you are happy with your renewal quote price and that the cover still meets your needs. Make sure you check your details to make sure they are still up to date.
If you’ve compared other policies and decide to switch, be sure to do this ahead of your renewal date. If you miss this and still wish to change, your insurer may charge a cancellation fee.
Tips to lower your car insurance
Simple adjustments can help you to reduce the cost of your policy. Here are some of the most popular tips to lower the price of your car insurance while making sure you’re still covered for everything you need:
- Paying annually is almost always cheaper as you won’t pay interest.
- If a driver with more experience than you will also be using the car, add them as a named driver to your policy.
No Claims Discount
If you drive without making a claim for a few years, you may be able to save on your insurance premium. It pays to drive carefully, as you’ll earn a no claims discount (or NCD). The higher your NCD, the more trustworthy you are to an insurer. Your premiums might be lower as a result.
To find out more about NCDs, check out our guide.
Is it time to renew your car insurance?
Check out our range of policy options and make sure you’re covered today from as little as £241Go to footnote 1 with comprehensive protection from AXA.
Frequently asked questions
1 10% of AXA Comprehensive Car Insurance customers paid this or less between and .
