Welcome to AXA Home Insurance
Why choose AXA Home Insurance?
We listen to our customers and adapt our home insurance to your needs. For example, we’ve increased the amount of cover we provide for alternative accommodation. During the floods of 2007 we realised that many people didn’t have enough alternative accommodation cover to see them through the long periods where they couldn’t occupy their home. Our home insurance now includes either £100,000 or £18,000 of alternative accommodation cover depending on whether you take buildings and/or contents cover.
You can choose from either AXA Home Essential or AXA Home Plus depending on the level of home insurance cover you require. AXA Home Essential covers the basics but AXA Home Plus provides extra piece of mind with some accidental damage cover as standard. We also offer a range of cover options such as family legal protection, home assistance, accidental damage cover, pedal cycle cover, personal possessions cover plus the option to pay monthly.
You can save 20% by getting a quote online, and even more if you buy buildings and contents insurance together.*
Have a look below at some of the AXA Home Insurance policy features and the options available, or check our policy booklet or policy summary for further details on our covers.
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£60,000 contents cover as standardwe provide a standard cover limit so that you don't have to calculate the exact value of your contents, as long as you're sure it's under £60,000.
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£350,000 buildings cover as standardwe provide a standard cover limit so that you don't have to calculate the exact cost of rebuilding your home, as long as you're sure it would be under £350,000.
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20% discount onlineapply online and you'll get a discount of 20% on your premium.
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Alternative accommodation up to £100,000we can provide up to £100,000 to cover the cost of rent or alternative accommodation when you take out our Buildings cover, or £18,000 when you only take out our Contents cover.
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Business equipment up to £5,000includes cover for up to £500 of business stock.
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Students' belongings coveredthe full contents cover of £60,000 is provided except in instances of theft or attempted theft from a room in a school boarding house, college or university halls of residence, where cover is limited to £2,500.
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Valuable item limit of £12,000the maximum we will pay for any one valuable item is £12,000.
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Contents in the garden and garden plants up to £1,000loss or damage to contents in the garden is covered up to £1,000, and plants are covered up to £500.
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24/7 domestic helplineprovides practical advice and access to a list of approved tradespersons to undertake emergency repairs.
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Essential or Pluswe offer two levels of cover dependent upon your needs. Essential covers the basics, but Plus gives a little more peace of mind with some accidental damage cover as standard.
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Home assistanceprovides 24/7 advice and access to a network of approved contractors, and provides up to £1,000 to pay for emergency repairs.
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Family legal protectionoffers up to £50,000 of cover for legal expenses and costs, and a 24/7 legal helpline.
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Accidental damagelimited accidental damage cover is provided when you take out AXA Plus insurance, but more comprehensive accidental damage cover can also be selected.
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Pedal cycle covercovers loss or damage to pedal cycles up to £2,500 (£1,000 per pedal cycle) anywhere in Europe, or anywhere in the world for up to 60 days in any insurance period.
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Personal possessionscovers your personal possessions worldwide up to £25,000.
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Monthly paymentoption to pay monthly.