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  • Home Insurance

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  • HomeSmart

    Where value is as important as quality


    AXA HomeSmart is your convenient and great value introduction to home insurance. We’ve combined online self-servicing and your choice of cover options to give you AXA’s quality cover and service at an affordable price.


    • Up to £500,000 buildings insurance
    • Up to £75,000 contents insurance
    • Up to £5,000 for single valuables (£20,000 total) with contents insurance
    • Flexibility to add accidental damage cover for extra peace of mind



    Find out more  


  • Life moves all the time. That’s why at AXA we’ve developed three new home insurance products so you can rely on us to be there for you every stage of your life. Whether you’re buying your first home, enjoying family life or taking it easy since your children have left, you can be confident your home is in safe hands. Plus with our guarantee on repairs and emergency cash advance*, peace of mind is guaranteed with AXA.

    *Subject to a valid claim, payment deducted from final claim settlement, T&Cs apply

  • Extra reassurance with AXA:

    Whether you choose HomeSmart, HomeSafe, or HomeSure, it’s good to know you can rely on AXA for lots of extra features and benefits as standard:


    Brand new replacements if contents are damaged or stolen (subject to a valid claim, excess applies, repair or cash may be offered. T&Cs apply)


    Peace of mind that cover is included for major risks like flooding, fire, and escape of water


    Repairs by our approved suppliers guaranteed – three years for building repairs, one year for contents repairs


    Up to £1,000 emergency cash advance with contents insurance, to take care of the essentials, if your home can't be lived in (subject to a valid claim, payment deducted from final claim settlement, T&Cs apply)


    24 hour emergency helpline for expert support day and night


    If there's a break-in, we'll send a locksmith to replace the locks


    Cover for contents in your garden, such as shrubs, plants and outdoor furniture


    Cover for certain contents kept in outbuildings, including sheds, between £2,500 and £5,000 depending on product chosen


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  • Making claims clear

    AXA is committed to making claims clear. We paid over 85% of customers’ home insurance claims in the last year*.

    4% of our home insurance policy holders needed to make a claim in the last year, with an average claim pay out of £3,414*.

    We are committed to paying home insurance claims and getting our customers’ lives back to normal as quickly as possible.

    Find out about the most common situations why a claim might not be paid here 

    *Data relates to personal home insurance claims for policies underwritten by AXA Insurance UK plc from April 2016 to March 2017 inclusive

  • Also consider

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    Car Insurance

    It's reassuring to know your car's in safe hands. With AXA car insurance you can now rely on protection against uninsured drivers, our lifetime repair guarantee and lots more.

    Car Insurance
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    Travel Insurance

    AXA already looks after millions of people around the world. With our travel insurance we can take great care of you too.

    Travel Insurance
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