Types of Car Insurance cover

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Car insurance comes in two main types - comprehensive car insurance and third party, fire and theft car insurance (TPFT).

The main difference between the two is that comprehensive car insurance covers your car in case it is damaged accidentally - even if you were at fault.

No matter which type of cover you choose, AXA car insurance has been designed from the ground up based on the wants and needs of drivers like you.^ Many of our benefits are listed below to help you choose what's best for you.

Feature AXA TPFT AXA Comprehensive
Damage to other people's cars or property Included Included
Injury to other people Included Included
Repair or replacement of your car if it is damaged by fire Included Included
Repair or replacement of your car if it is stolen or damaged by theft Included Included
Replacement of child car seats if stolen or damaged by theft or fire Included Included
Overnight accommodation or onward travel* Included Included
Courtesy car** Included Included
Lifetime guarantee on repairs*** Included Included
Cover to drive your car in Europe for up to 90 days Included Included
Replacement keys or locks if your car keys are stolen Included Included
Round the clock support with our 24 hour claims line Included Included
Repair or replacement of your car if it is damaged accidentally - even if it was your fault Not included Included
Replacement of child car seats involved in an accident Not included Included
£5,000 personal accident cover Not included Included
Windscreen repair or replacement Not included Included
Replacement keys or locks if your car keys are lost accidentally Not included Included
Cover in case you put the wrong fuel in your car Not included Included
Uninsured driver promise† Not included Included

* if your car can't be driven following damage covered by your policy

** Subject to availability. 3 door l litre manual car provided whilst your car is being repaired by our approved repairer, or max 14 days for theft or total loss. Terms, conditions, exclusions and limitations apply.

*** from our approved network for as long as you own your car

† You'll get back your no claims discount and excess if your car is damaged by an uninsured driver. You will need to provide the make, model and registration number of the other car in the event of a claim. Applies when you are not to blame.

^ Based on research involving 2,000 UK motorists, run by an independent research agency commissioned by AXA (Quadrangle, 2013)